3781 Largo Dr, Melbourne, FL 32901 Property Records

Brevard County property record for 3781 Largo Dr, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 2006
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jun 2025)
Tax Bill	$5,352 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-37-15-81-*-94`

Property Details

APN / Parcel Number

Primary APN	`28-37-15-81-*-94`
Alternative APNs	`28-37-15-81-00000.0-0094.00` `2859709`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,724 sqft
1st Floor Area	1,960 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Width	50 ft Width
Garage Type	Attached
Garage Area	443 sqft
Porch	Florida Room
Porch Area	321 sqft
Patio Area	41 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2859709
Street Address	3781 LARGO DR
City	MELBOURNE
State	FL
Zip	32901-6703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EAGLE LAKE EAST PHASE 1 LOT 94
Legal Range	37E
Legal Township	28S
Legal Section	15
Legal Subdivision	EAGLE LAKE EAST PHASE 1
Legal Phase	1
Legal Lot Number	94
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2015
Census Tract	65127

Owner

3781 Largo Dr is owned and occupied by an individual who bought it in June 2025.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3781 LARGO DR, MELBOURNE, FL 32901-6703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · VA Mortgage XPERT HOME LENDING INC
Apr 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2025 · Amount on File
Deed Sale	Jun 11, 2025 · Amount on File
Prior Sale	Apr 10, 2017 · Amount on File
Deed Document Number	2025117647
Deed Book / Page	10357 / 2582
Prior Transfer Date	Oct 30, 2009
Prior Transfer Doc	0060541860
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3781 LARGO DR, MELBOURNE, FL 32901-6703
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1174 CAPTIVA ISLAND CIR SW, PALM BAY, FL 32908-6815

Mortgage

Document Number	0105681311
Date	Mar 12, 2026
Book Page	10568/1311
Instrument	2026049079

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company
Address	SUWANEE, GA 30024

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 10, 2017
Property Address	3781 LARGO DR, MELBOURNE, FL 32901-6703
Document Number	0078620111
Book / Page	007862 / 000111
Instrument Date	Apr 10, 2017
Instrument	74195
Transaction Type	Transfer
Record Updated	Jun 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,365.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3781 LARGO DR MELBOURNE FL 329016703, MELBOURNE, FL 32901-6703

Tax Assessment & Valuation

The 2025 property tax bill for 3781 Largo Dr was $5,352 with exemptions applied, up 8.2% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,010 (-12.2%)	$265,010 (-12.2%)
2025	$5,352.00 (+8.19%)	$301,820	$301,820
2024	$4,947.00 (+5.32%)
2023	$4,697.00 (+14.14%)	$298,450 (+12.91%) Land $45,000 Building $253,450	$298,450 (+12.91%) Land $45,000 Building $253,450
2022	$4,115.00	$264,320 Land $40,000 Building $224,320	$264,320 Land $40,000 Building $224,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3781 Largo Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3781 Largo Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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