3731 Largo Dr, Melbourne, FL 32901 Property Records

Brevard County property record for 3731 Largo Dr, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,298 sqft · built 2003
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,900 (Mar 2019)
Tax Bill	$3,317 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-15-81-*-148`

Property Details

APN / Parcel Number

Primary APN	`28-37-15-81-*-148`
Alternative APNs	`28-37-15-81-00000.0-0148.00` `2859737`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,298 sqft Living Area
Gross Area	3,050 sqft
1st Floor Area	1,189 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Width	49 ft Width
View / Lot	Lake Front
Garage Type	Attached
Garage Area	400 sqft
Porch	Florida Room
Porch Area	352 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2859737
Street Address	3731 LARGO DR
City	MELBOURNE
State	FL
Zip	32901-6702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EAGLE LAKE EAST PHASE 1 LOT 148
Legal Range	37E
Legal Township	28S
Legal Section	15
Legal Subdivision	EAGLE LAKE EAST PHASE 1
Legal Phase	1
Legal Lot Number	148
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2016
Census Tract	65127

Owner

Source: Brevard County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3731 LARGO DR, MELBOURNE, FL 32901-6702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Mar 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CU OF FLORIDA
Mar 20, 2019	Warranty Deed, Transfer · FHA Mortgage SHELTER MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2019 · Amount on Record
Deed Sale	Mar 20, 2019 · Amount on Record
Prior Sale	Feb 9, 2016 · Amount on Record
Deed Document Number	201956863
Deed Book / Page	8393 / 2763
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3731 LARGO DR, MELBOURNE, FL 32901-6702
Transaction Type	Mortgage
Record Updated	Apr 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 LARGO DR, MELBOURNE, FL 32901-6702

Mortgage

Document Number	0094652857
Date	Apr 5, 2022
Book Page	9465/2857
Instrument	2022084291

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3731 LARGO DR, MELBOURNE, FL 32901-6702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078530951
Date	Mar 29, 2017
Book Page	7853/0951
Instrument	2017065423

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 20, 2019
Property Address	3731 LARGO DR, MELBOURNE, FL 32901-6702
Document Number	0083932763
Book / Page	8393 / 2763
Map Reference	MB 48 PG 69-71
Instrument Date	Mar 20, 2019
Instrument	2019056863
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	ON POINT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,651.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 S FORK CIR, 1020, MELBOURNE, FL 32901-8433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 LARGO DR, MELBOURNE, FL 32901-6702

Mortgage

Document Number	2019056864
Date	Mar 20, 2019
Instrument	2019056864

Lender

Name	SHELTER MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,640 (+2.7%)	$279,490 (-11.86%)
2025	$3,317.00 (+8.29%) Homeowner's exemption	$222,630 (+5.98%)	$317,080 (+1.54%) Land $66,000 Building $251,080
2023	$3,063.00 (+6.47%) Homeowner's exemption	$210,060 (+3%)	$312,270 (+13.01%) Land $49,500 Building $262,770
2022	$2,877.00 Homeowner's exemption	$203,950	$276,330 Land $44,000 Building $232,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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