San Diego County property record for 3781 Gail Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 827 sqft · built 1974 |
| Lot Size | 0.62 acres (2,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Jul 2021) |
| Tax Bill | $4,836 (2025) |
| Deeds & Mortgages | Jul 2021 Transfer Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-493-14-00 |
| Primary APN | 165-493-14-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 827 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 2,700 sqft (0.62 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 3781 GAIL DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-4124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 703 TR 007690 |
| Legal Subdivision | COSTA SERENA |
| Legal Tract | 007690 |
| Legal Block | 3 |
| Legal Lot Number | 703 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 18517 |
Source: San Diego County records · APN 165-493-14-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3781 GAIL DR, OCEANSIDE, CA 92056-4124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 29, 2021 | Intrafamily Transfer, Transfer TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Jul 29, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on Record |
| Deed Sale | Jul 29, 2021 · Amount on Record |
| Prior Sale | May 17, 2004 · Amount on Record |
| Deed Document Number | 2021541468 |
| Prior Transfer Date | Jul 26, 2021 |
| Prior Transfer Doc | 0000541467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 29, 2021 |
| Property Address | 3781 GAIL DR, OCEANSIDE, CA 92056-4124 |
| Document Number | 0000541467 |
| Map Reference | MAP 7690 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021-0541467 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3781 GAIL DR, OCEANSIDE, CA 92056-4124 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 29, 2021 |
| Property Address | 3781 GAIL DR, OCEANSIDE, CA 92056-4124 |
| Document Number | 0000541468 |
| Map Reference | MAP 7690 |
| Instrument Date | Jul 03, 2021 |
| Instrument | 2021-0541468 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3781 GAIL DR, OCEANSIDE, CA 92056-4124 |
| Document Number | 0000541469 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021-0541469 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $443,794 (+2%) Land $312,122 Building $131,672 | |
| 2025 | $4,836.00 (+5.27%) Homeowner's exemption | $435,093 (+4.04%) Land $306,002 Building $129,091 |
| 2023 | $4,594.00 (+1.55%) Homeowner's exemption | $418,199 Land $294,120 Building $124,079 |
| 2022 | $4,524.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Spectrum, T-Mobile USA.
Based on FCC filings for 380 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | La Jolla Western tribal government · serves 296 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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