St. Louis County property record for 3781 Eagle Ridge Rd, Duluth, MN 55803 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2014 |
| Square Footage | 1,320 sqft Gross Area |
| Lot Size | 275,092 sqft (6.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $550,000 (2022) |
| Tax Bill | $5,804.00 (2026) |
| Primary APN | 520-0096-00050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 2 Rooms |
| Building Area | 1,320 sqft Gross Area |
| 1st Floor | 1,320 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Other Style |
| Exterior Material | Block Exterior |
| Construction Type | Frame Construction |
| Lot Area | 275,092 sqft (6.31 acres) |
| Garage Area | 1,936 sqft Garage |
| Deck Area | 40 sqft Deck |
| Porch Area | 916 sqft Porch |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Propane Heating Fuel |
| Account Number | 1136535 |
|---|---|
| Street Address | 3781 EAGLE RIDGE RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-1346 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLOCK 1 SERIAL # |
| Legal Subdivision | EAGLE RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | RICE LAKE |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 10400 |
Source: St. Louis County records · APN 520-0096-00050
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3781 EAGLE RIDGE RD, DULUTH, MN 55803-1346 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST |
| Sep 09, 2022 | Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 09, 2022 · Amount on Record |
| Deed Sale | Sep 09, 2022 · Amount on Record |
| Prior Sale | Jun 27, 2014 · Amount on Record |
| Deed Doc Number | 20221060972 |
| Prior Transfer Date | Aug 09, 2007 |
| Prior Transfer Doc | 0000844702 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3781 EAGLE RIDGE RD, DULUTH, MN 55803-1346 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001095685 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 1095685 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CLOQUET, MN 55720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 25, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 09, 2022 |
| Property Address | 3781 EAGLE RIDGE RD, DULUTH, MN 55803-1346 |
| Document Number | 0001060972 |
| Instrument Date | Aug 24, 2022 |
| Instrument | 1060972 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,815.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3781 EAGLE RIDGE RD, DULUTH, MN 55803-1346 |
| Document Number | 0001060973 |
|---|---|
| Date | Sep 09, 2022 |
| Instrument | 1060973 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,804.00 (+7.36%) Homeowner's exemption | ||
| 2025 | $5,406.00 (+2.23%) Homeowner's exemption | $413,000 (+3.85%) Land $97,100 Building $315,900 | $413,000 (+3.85%) Land $97,100 Building $315,900 |
| 2024 | $5,288.00 | $397,700 (+42.39%) Land $96,300 Building $301,400 | $397,700 (+42.39%) Land $96,300 Building $301,400 |
| 2022 | $279,300 Land $91,300 Building $188,000 | $279,300 Land $91,300 Building $188,000 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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