3742 Eagle Ridge Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3742 Eagle Ridge Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,698 sqft · built 2005
Lot Size	2.46 acres (107,158 sqft)
Owner	Individual Name on Record
Last Sale	$343,846 (Aug 2011)
Tax Bill	$6,896 (2026)
Deeds & Mortgages	Jan 2022 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-0016-00911`

Property Details

APN / Parcel Number

Primary APN	`520-0016-00911`
Alternative APN	`942923`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,698 sqft Gross Area
1st Floor Area	2,434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	107,158 sqft (2.46 acres)
Garage Area	728 sqft

Exterior Amenities

Porch	Patio
Porch Area	206 sqft
Deck Area	480 sqft
Storage Building	343 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	942923
Street Address	3742 EAGLE RIDGE RD
City	DULUTH
State	MN
Zip	55803-1346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	W1/2 OF W1/2 OF SE1/4 OF NE1/4 EX S 985.71 FT SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	23
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1009
Census Tract	10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3742 EAGLE RIDGE RD, DULUTH, MN 55803-1346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
May 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2011 · Amount on Record
Deed Sale	Aug 16, 2011 · Amount on Record
Deed Document Number	2011903395
Last Transfer Date	Apr 6, 2012
Transfer Doc	0000924117
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3742 EAGLE RIDGE RD, DULUTH, MN 55803-1346
Transaction Type	Mortgage
Record Updated	May 24, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001051854
Date	Jan 6, 2022
Instrument	1051854

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3742 EAGLE RIDGE RD, DULUTH, MN 55803-1346
Document Number	000T985348
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3742 EAGLE RIDGE RD DULUTH MN 558031346, DULUTH, MN 55803-1346

Mortgage

Document Number	000T985348
Date	May 30, 2017
Instrument	T985348

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,896.00 (+3.64%) Homeowner's exemption
2025	$6,654.00 (+4.92%) Homeowner's exemption	$514,700 (+0.08%) Land $57,800 Building $456,900	$514,700 (+0.08%) Land $57,800 Building $456,900
2024	$6,342.00	$514,300 (+18.15%) Land $57,400 Building $456,900	$514,300 (+18.15%) Land $57,400 Building $456,900
2022		$435,300 Land $54,600 Building $380,700	$435,300 Land $54,600 Building $380,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CTC, Spectrum.

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