3780 E 16th Pl, Bellingham, WA 98226 Property Records

Whatcom County property record for 3780 E 16th Pl, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,129 sqft · built 1994
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$649,900 (Oct 2021)
Tax Bill	$5,845 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`380315-479126-0000`

Property Details

APN / Parcel Number

Primary APN	`380315-479126-0000`
Alternative APNs	`585538` `59092` `24984`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,129 sqft Living Area
Gross Area	2,580 sqft
1st Floor Area	484 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	11 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	59092
Street Address	3780 E 16TH PL
City	BELLINGHAM
State	WA
Zip	98226-7873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR3
Legal Description	HILLSDALE LOT 7
Legal Range	03
Legal Township	38
Legal Section	15
Legal Subdivision	HILLSDALE
Legal Block	1
Legal Lot Number	7
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1007
Census Tract	804

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3780 E 16TH PL, BELLINGHAM, WA 98226-7873
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage BOEING EMPLOYEES CU
Jul 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Oct 12, 2021 · Amount on Record
Deed Document Number	20211705
Prior Transfer Date	Jul 16, 2019
Prior Transfer Doc	0000703148
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3780 E 16TH PL, BELLINGHAM, WA 98226-7873
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000300483
Date	Mar 8, 2023
Instrument	2023-0300483

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 12, 2021
Property Address	3780 E 16TH PL, BELLINGHAM, WA 98226-7873
Document Number	0001001705
Instrument Date	Oct 4, 2021
Instrument	2021-1001705
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,673.22
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3780 E 16TH PL, BELLINGHAM, WA 98226-7873

Mortgage

Document Number	0001001706
Date	Oct 12, 2021
Instrument	2021-1001706

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 26, 2019
Property Address	3780 E 16TH PL, BELLINGHAM, WA 98226-7873
Document Number	2190703148
Instrument Date	Jul 16, 2019
Instrument	703148
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3780 E 16TH PL BELLINGHAM WA 982267873, BELLINGHAM, WA 98226-7873

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,845.00 (+27.09%)	$652,901 (+21.36%) Land $249,628 Building $403,273	$652,901 (+21.36%) Land $249,628 Building $403,273
2022		$538,007 Land $205,700 Building $332,307	$538,007 Land $205,700 Building $332,307
2021	$4,599.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	3 (1984–2016)
Most Recent Claim	Oct 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHATCOM COUNTY WATER DIST #7 serves 1,410 people · EPA ID WA5395900
Water Source	Purchased surface water from CITY OF BELLINGHAM-WATER DIVISION
Last State Inspection	Jun 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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