3764 E 16th Pl, Bellingham, WA 98226 Property Records

Whatcom County property record for 3764 E 16th Pl, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,891 sqft · built 1995
Lot Size	0.385 acres (16,771 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Jun 2020)
Tax Bill	$5,990 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`570848`

Property Details

APN / Parcel Number

Primary APN	`570848`
Alternative APNs	`380315 490085 0000` `59095`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,891 sqft Living Area
1st Floor Area	677 sqft
2nd Floor Area	1,214 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Bi-Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	16,771 sqft (0.385 acres)
Garage Type	Built-in
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Deck Area	182 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	570848
Street Address	3764 E 16TH PL
City	BELLINGHAM
State	WA
Zip	98226-7873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR3
Legal Description	HILLSDALE LOT 12
Legal Range	03
Legal Township	38
Legal Section	15
Legal Subdivision	HILLSDALE
Legal Lot Number	12
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1007
Census Tract	804

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3764 E 16TH PL, BELLINGHAM, WA 98226-7873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Warranty Deed, Transfer · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC
Jun 29, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage MORGAN STANLEY PVT BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2020 · Amount on Record
Deed Sale	Jun 12, 2020 · Amount on Record
Prior Sale	Jun 29, 2018
Deed Document Number	2020-0602151
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 12, 2020
Property Address	3764 E 16TH PL, BELLINGHAM, WA 98226-7873
Document Number	2200602151
Instrument Date	Jun 5, 2020
Instrument	602151
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,445.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3764 E 16TH PL BELLINGHAM WA 982267873, BELLINGHAM, WA 98226-7873

Mortgage

Document Number	2200602152
Date	Jun 12, 2020
Instrument	602152

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

June 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 29, 2018
Property Address	3764 E 16TH PL, BELLINGHAM, WA 98226-7873
Document Number	2180603408
Instrument Date	Jun 14, 2018
Instrument	603408
Transaction Type	Mortgage
Record Updated	Jul 13, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3682 HAGGIN RD BELLINGHAM WA 982269488, BELLINGHAM, WA 98226-9488

Mortgage

Document Number	2180603409
Date	Jun 29, 2018
Instrument	603409

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.6%

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,990.00 (+23.43%)	$667,025 (+21.36%) Land $249,628 Building $417,397	$667,025 (+21.36%) Land $249,628 Building $417,397
2022		$549,646 Land $205,700 Building $343,946	$549,646 Land $205,700 Building $343,946
2021	$4,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	3 (1984–2016)
Most Recent Claim	Oct 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHATCOM COUNTY WATER DIST #7 serves 1,410 people · EPA ID WA5395900
Water Source	Purchased surface water from CITY OF BELLINGHAM-WATER DIVISION
Last State Inspection	Jun 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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