Hardy County property record for 378 Stump Ln, Moorefield, WV 26836
| Property Type | Mobile Home |
|---|---|
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $118 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | 05-423-0019.0009 |
| Primary APN | 05-423-0019.0009 |
|---|---|
| Alternative APN |
|
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 98,010 sqft (2.25 acres) |
| Heating Fuel | Gas |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 378 STUMP LN |
|---|---|
| City | MOOREFIELD |
| State | WV |
| Zip | 26836-8158 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 2.25 AC HINGER NEAR SF RD |
| Jurisdiction | HARDY WV |
| Township / Civil Division | SOUTH FORK |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 970300 |
378 Stump Ln, a mobile home, is owned and occupied by two individuals.
Source: Hardy County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 378 STUMP LN, MOOREFIELD, WV 26836-8158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 378 Stump Ln was $118 with a homeowner's exemption, down 56.9% from the year before.
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118.00 (-56.93%) | $35,340 (-1.01%) Land $15,180 Building $20,160 | $58,900 (-1.01%) Land $25,300 Building $33,600 |
| 2025 | $274.00 Homeowner's exemption | $35,700 Land $15,180 Building $20,520 | $59,500 Land $25,300 Building $34,200 |
| 2023 | $216.00 | $28,020 Land $15,180 Building $12,840 | $46,700 Land $25,300 Building $21,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 378 Stump Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 12 (1996) |
| Most Recent Claim | Sep 1996 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 378 Stump Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 55% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
No cell data coverage reported
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