Hardy County property record for 113 Stump Ln, Moorefield, WV 26836
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,904 sqft · built 1983 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $450 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | 05-423-0020.0003 |
| Primary APN | 05-423-0020.0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 2,768 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Rustic |
| Construction Type | Frame |
| Lot Area | 87,120 sqft (2 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 113 STUMP LN |
|---|---|
| City | MOOREFIELD |
| State | WV |
| Zip | 26836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT B 2 AC NEAR SF RD STUMP |
| Legal Lot Number | 2,B |
| Jurisdiction | HARDY WV |
| Township / Civil Division | SOUTH FORK |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 970300 |
113 Stump Ln is owned and occupied by two individuals.
Source: Hardy County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 208, MOOREFIELD, WV 26836-0208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 113 Stump Ln was $450 with a homeowner's exemption, up 3.9% from the year before.
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $450.00 (+3.93%) | $78,540 (+2.83%) Land $14,880 Building $63,660 | $130,900 (+2.83%) Land $24,800 Building $106,100 |
| 2025 | $433.00 Homeowner's exemption | $76,380 Land $14,880 Building $61,500 | $127,300 Land $24,800 Building $102,500 |
| 2023 | $391.00 Homeowner's exemption | $70,740 Land $14,880 Building $55,860 | $117,900 Land $24,800 Building $93,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 Stump Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 12 (1996) |
| Most Recent Claim | Sep 1996 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 Stump Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 48% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
No cell data coverage reported
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