378 Pagan Rd, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 378 Pagan Rd, Smithfield, VA 23430

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,608 sqft · built 1985
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Feb 2026)
Tax Bill	$2,795 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22B-17-004`

Property Details

APN / Parcel Number

Primary APN	`22B-17-004`
Alternative APNs	`5500018400` `4843`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,608 sqft Living Area
Attic	Attic
Attic Area	200 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	27,007 sqft (0.619 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	5500018400
Old Parcel Number	22B-17-004
Street Address	378 PAGAN RD
City	SMITHFIELD
State	VA
Zip	23430-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 J E B INC SUBDV
Legal Subdivision	E B INC SUB
Legal Lot Number	4
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2002
Census Tract	280104

Owner

Source: Isle Of Wight County records, as of March 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	378 PAGAN RD, SMITHFIELD, VA 23430-1520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2026 · Amount on Record
Deed Sale	Feb 26, 2026 · Amount on Record
Deed Document Number	260000921
Record Updated	Jun 8, 2026

February 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ISLE OF WIGHT VA
Recording Date	Feb 26, 2026
Property Address	378 PAGAN RD, SMITHFIELD, VA 23430-1520
Document Number	0260000921
Map Reference	MB 11 PG 32
Instrument Date	Feb 18, 2026
Instrument	260000921
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	TITLECONCEPTS LLC, TITLE CONCEPTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	378 PAGAN RD, SMITHFIELD, VA 23430-1520

Mortgage

Document Number	0260000922
Date	Feb 26, 2026
Instrument	260000922

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Municipality	Smithfield Town
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,795.00	$360,700 (-) Land $55,000 Building $305,700	$360,700 (-) Land $55,000 Building $305,700
2023		$360,700 Land $55,000 Building $305,700	$360,700 Land $55,000 Building $305,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1999–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 8,089 people · EPA ID VA3093640
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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