377 Pagan Rd, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 377 Pagan Rd, Smithfield, VA 23430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,284 sqft · built 1998
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Apr 2016)
Tax Bill	$3,365 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21A-01-A000`

Property Details

APN / Parcel Number

Primary APN	`21A-01-A000`
Alternative APNs	`5500672460` `3408`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,284 sqft Living Area
1st Floor Area	2,460 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	377 PAGAN RD
City	SMITHFIELD
State	VA
Zip	23430-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	L A C M BEALE PROP PAR 2 LUTHER P MYERS PLAT 2-186-15
Legal Subdivision	ROMAINE L JONES
Legal Lot Number	A
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1012
Census Tract	280104

Owner

Source: Isle Of Wight County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	377 PAGAN RD, SMITHFIELD, VA 23430-1519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FCU
Jun 18, 2025	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2016 · Amount on Record
Deed Sale	Apr 1, 2016 · Amount on Record
Prior Sale	Jun 2, 2008
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLE OF WIGHT VA
Property Address	377 PAGAN RD, SMITHFIELD, VA 23430-1519
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250004894
Date	Oct 29, 2025
Instrument	250004894

Lender

Name	1ST ADVANTAGE FCU
Type	Credit Union
Address	NEWPORT NEWS, VA 23608

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLE OF WIGHT VA
Property Address	377 PAGAN RD, SMITHFIELD, VA 23430-1519
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250002544
Date	Jun 18, 2025
Instrument	250002544

Lender

Name	1ST ADVANTAGE FCU
Type	Credit Union
Address	NEWPORT NEWS, VA 23608

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Municipality	Smithfield Town
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,365.00 (+4.5%)	$415,500 (-) Land $50,000 Building $365,500	$415,500 (-) Land $50,000 Building $365,500
2025	$3,220.00	$415,500 (-) Land $50,000 Building $365,500	$415,500 (-) Land $50,000 Building $365,500
2023		$415,500 Land $50,000 Building $365,500	$415,500 Land $50,000 Building $365,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 8,089 people · EPA ID VA3093640
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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