Beaufort County property record for 378 Flatwater Dr, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 8 ba · 3,041 sqft · built 2023 |
| Lot Size | 0.283 acres (12,371 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $269,900 (May 2021) |
| Tax Bill | $7,020 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242009785 |
| Primary APN | 242009785 |
|---|---|
| Alternative APN |
|
| Full Baths | 8 Baths |
|---|---|
| Half Baths | 4 Half Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 3,041 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,371 sqft (0.283 acres) |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Account Number | 242009785 |
|---|---|
| Street Address | 378 FLATWATER DR |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-9715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8058 HAMPTON LAKE PH 8B PB152 P117 |
| Legal Subdivision | HAMPTON LAKE |
| Legal Phase | 8B |
| Legal Lot Number | 8058 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2103 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 378 FLATWATER DR, BLUFFTON, SC 29910-9715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL STATES BANK |
| Mar 14, 2022 | Intrafamily Transfer, Transfer |
| May 19, 2021 | Limited Warranty Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2021 · Amount on Record |
| Deed Sale | May 19, 2021 · Amount on Record |
| Prior Sale | May 19, 2021 · Amount on Record |
| Deed Document Number | 0000036861 |
| Deed Book / Page | 4013 / 2637 |
| Last Transfer Date | Mar 14, 2022 |
| Transfer Doc | 0000015605 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 378 FLATWATER DR, BLUFFTON, SC 29910-9715 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000015727 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 4125/19 |
| Instrument | 2022015727 |
| Name | COASTAL STATES BANK |
|---|---|
| Address | HILTON HEAD ISLAND, SC 29928 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Apr 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Mar 14, 2022 |
| Property Address | 378 FLATWATER DR, BLUFFTON, SC 29910-9715 |
| Document Number | 0000015605 |
| Book / Page | 4124 / 2984 |
| Map Reference | MB 152 PG 117 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 2022015605 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4921 BLUFFTON PKWY, BLUFFTON, SC 29910-4610 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | May 19, 2021 |
| Property Address | 378 FLATWATER DR, BLUFFTON, SC 29910-9715 |
| Document Number | 0000036861 |
| Book / Page | 4013 / 2637 |
| Map Reference | MB 152 PG 117 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021036861 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $702.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 220 ROSEBERRY HILLS DRIVE, CARY, NC 27513-2781 |
| Document Number | 0000036898 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 4013/2851 |
| Instrument | 2021036898 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | May 17, 2023 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,020.00 (-0.06%) | $42,470 (-0.42%) | |
| 2024 | $7,024.00 (+32.08%) | $42,648 (+128.92%) Land $12,600 Building $30,048 | $1,066,200 (-) Land $315,000 Building $751,200 |
| 2023 | $5,318.00 (+9.79%) | $18,630 (+15%) | $1,066,200 (+294.89%) Land $315,000 Building $751,200 |
| 2022 | $4,844.00 | $16,200 | $270,000 Land $270,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 407 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 407 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Sparklight DSL · Fiber in parts of the area | 30 / 5 |
May also be available: AT&T.
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