Sacramento County property record for 3778 E Commerce Way, Sacramento, CA 95834
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.45 acres (1,957 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $331,000 (Sep 2018) |
| Tax Bill | $4,840 (2025) |
| Deeds & Mortgages | Sep 2018 Sale & Mortgage |
| Flood Zone | Zone A99 (high risk) |
| APN | 225-2830-003-0000 |
| Primary APN | 225-2830-003-0000 |
|---|
| Lot Area | 1,957 sqft (0.45 acres) |
|---|
| Street Address | 3778 E COMMERCE WAY |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95834-4026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3-PUD |
| Legal Description | NATOMAS FIELD PHASE 2, LOT 43, UNIT:: 0, BLOCK:: 0, BLDG:: 0 |
| Legal Subdivision | NATOMAS FIELD PHASE 2 |
| Legal Lot Number | 43 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 7028 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3778 E COMMERCE WAY, SACRAMENTO, CA 95834-4026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Deed Book / Page | 20180928 / 1413 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 28, 2018 |
| Property Address | 3778 E COMMERCE WAY, SACRAMENTO, CA 95834-4026 |
| Document Number | 1809281413 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 1809281413 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 11, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $364.10 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3778 E COMMERCE WAY SACRAMENTO CA 958344026, SACRAMENTO, CA 95834-4026 |
| Document Number | 1809281414 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 1809281414 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2048 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Natomas Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $376,197 (+2%) Land $96,712 Building $279,485 | |
| 2025 | $4,840.00 (-3.78%) Homeowner's exemption | $368,821 (+4.04%) Land $94,816 Building $274,005 |
| 2024 | $5,030.00 (+5.56%) | |
| 2023 | $4,765.00 (+2.36%) Homeowner's exemption | $354,501 Land $91,135 Building $263,366 |
| 2022 | $4,655.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A99 high risk · federal flood protection under construction |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 646 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 646 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber.
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