3768 E Commerce Way, Sacramento, CA 95834 Property Records

Sacramento County property record for 3768 E Commerce Way, Sacramento, CA 95834

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,191 sqft · built 2018
Lot Size	0.032 acres (1,406 sqft)
Owner	Company Name on Record
Last Sale	$395,000 (Aug 2020)
Tax Bill	$5,683 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Feb 2022 Transfer + 3 more
Flood Zone	Zone A99 (high risk)
APN	`225-2830-005-0000`

Property Details

APN / Parcel Number

Primary APN	`225-2830-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,191 sqft Living Area
1st Floor Area	422 sqft
2nd Floor Area	769 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	1,406 sqft (0.032 acres)
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3768 E COMMERCE WAY
City	SACRAMENTO
State	CA
Zip	95834-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3-PUD
Legal Description	NATOMAS FIELD PHASE 2, LOT 45, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	NATOMAS FIELD PHASE 2
Legal Lot Number	45
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3015
Census Tract	7028

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3768 E COMMERCE WAY, SACRAMENTO, CA 95834-4026
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 1, 2022	Intrafamily Transfer, Transfer
Aug 25, 2020	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Jan 17, 2020	Deed of Trust, Mortgage · Conventional with PMI NEWREZ LLC
Nov 26, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI LHM FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	Nov 26, 2018 · Amount on Record
Deed Book / Page	20200825 / 1585
Last Transfer Date	Jan 16, 2022
Transfer Doc	2022000866
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3768 E COMMERCE WAY, SACRAMENTO, CA 95834-4026
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37678 E COMMERCE WAY, SACRAMENTO, CA 95834

Mortgage

Document Number	0000001183
Date	Mar 11, 2025
Instrument	202503111183

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 1, 2022
Property Address	3768 E COMMERCE WAY, SACRAMENTO, CA 95834-4026
Document Number	0000000866
Map Reference	MB 393 PG 9
Instrument Date	Jan 10, 2022
Instrument	2022020100866
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3768 E COMMERCE WAY, SACRAMENTO, CA 95834-4026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 25, 2020
Property Address	3768 E COMMERCE WAY, SACRAMENTO, CA 95834-4026
Document Number	2008251585
Instrument Date	Aug 11, 2020
Instrument	2008251585
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 39TH ST #224 OAKLAND CA 946092492, 224, OAKLAND, CA 94609-2492

Mortgage

Document Number	2008251586
Date	Aug 25, 2020
Instrument	2008251586

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3768 E COMMERCE WAY, SACRAMENTO, CA 95834-4026
Document Number	2001241138
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3768 E COMMERCE WAY SACRAMENTO CA 958344026, SACRAMENTO, CA 95834-4026

Mortgage

Document Number	2001241138
Date	Jan 24, 2020
Instrument	2001241138

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 26, 2018
Property Address	3768 E COMMERCE WAY, SACRAMENTO, CA 95834-4026
Document Number	1811261306
Instrument Date	Nov 5, 2018
Instrument	1811261306
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 7, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3768 E COMMERCE WAY SACRAMENTO CA 958344026, SACRAMENTO, CA 95834-4026

Mortgage

Document Number	1811261307
Date	Nov 26, 2018
Instrument	1811261307

Lender

Name	LHM FIN'L
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$436,109 (+2%) Land $110,406 Building $325,703
2025	$5,683.00 (-3.87%)	$427,559 (+4.04%) Land $108,242 Building $319,317
2024	$5,912.00 (+5.53%)
2023	$5,602.00 (+2.26%)	$410,958 Land $104,040 Building $306,918
2022	$5,478.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 646 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	646 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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