Lake County property record for 37751 Ridge Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,791 sqft · built 1950 |
| Lot Size | 0.815 acres (35,532 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $11,687 (2023) |
| Deeds & Mortgages | Sep 2023 Line of Credit Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-018-L-00-057-0 |
| Primary APN | 27-A-018-L-00-057-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,791 sqft Living Area |
| Gross Area | 3,740 sqft |
| 1st Floor Area | 1,611 sqft |
| Attic Area | 575 sqft |
| Basement Area | 374 sqft |
| Unfinished Basement | 374 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 35,532 sqft (0.815 acres) |
| Lot Dimensions | 187 ft deep x 190 ft wide |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 394 sqft |
| Deck Area | 210 sqft |
| Patio Area | 210 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | F 13 |
|---|---|
| Street Address | 37751 RIDGE RD |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-5737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LOT 2, 3 & 6 TRACT 13 |
| Legal Subdivision | WILLOUGHBY HIGHLANDS SUBDIVISION |
| Legal Tract | 13 |
| Legal Lot Number | 64 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 201400 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 37751 RIDGE RD, WILLOUGHBY, OH 44094-5737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 11, 2019 | Deed of Trust, Mortgage · VA Mortgage CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2017 |
| Deed Sale | Jan 24, 2017 |
| Prior Sale | Jan 11, 2011 |
| Deed Document Number | 2017R002096 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 37751 RIDGE RD, WILLOUGHBY, OH 44094-5737 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 37751 RIDGE RD, WILLOUGHBY, OH 44094-5737 |
| Document Number | 0000018467 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 2023R018467 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 7, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 37751 RIDGE RD, WILLOUGHBY, OH 44094-5737 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004800 |
|---|---|
| Date | Mar 11, 2019 |
| Instrument | 2019R004800 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $11,687.00 (+66.41%) Homeowner's exemption Senior Citizen's exemption | $123,440 (-) Land $22,030 Building $101,410 | |
| 2022 | $7,023.00 Homeowner's exemption Senior Citizen's exemption | $123,440 Land $22,030 Building $101,410 | |
| 2021 | $352,680 Land $62,950 Building $289,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures