Lake County property record for 37657 Ridge Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,446 sqft · built 1957 |
| Lot Size | 0.405 acres (17,642 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $223,000 (Jan 2022) |
| Tax Bill | $6,222 (2023) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-018-L-00-050-0 |
| Primary APN | 27-A-018-L-00-050-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,446 sqft Living Area |
| 1st Floor Area | 1,446 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 17,642 sqft (0.405 acres) |
| Lot Dimensions | 180 ft deep x 98 ft wide |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | A 14 |
|---|---|
| Street Address | 37657 RIDGE RD |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-5700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LOT 2, 3 & 6 TRACT 13 PART OF S/L 65 & 66 |
| Legal Subdivision | WILLOUGHBY HIGHLANDS SUBDIVISION |
| Legal Tract | 13 |
| Legal Lot Number | 2-3,6 66 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 201400 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 37657 RIDGE RD, WILLOUGHBY, OH 44094-5700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage SMARTFI HOME LOANS LLC |
| Jun 9, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2022 · Amount on Record |
| Deed Sale | Jan 26, 2022 · Amount on Record |
| Prior Sale | Jun 21, 2012 · Amount on Record |
| Deed Document Number | 469793 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jan 26, 2022 |
| Property Address | 37657 RIDGE RD, WILLOUGHBY, OH 44094-5700 |
| Document Number | 0000002948 |
| Map Reference | VOL H PG 14&15 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 2022R002948 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Title Company | ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37657 RIDGE RD, WILLOUGHBY, OH 44094-5700 |
| Document Number | 0000002949 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022R002949 |
| Name | SMARTFI HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 37657 RIDGE RD, WILLOUGHBY, OH 44094-5700 |
| Document Number | 0000016808 |
| Instrument Date | Jun 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5164 MELODY LN WILLOUGHBY OH 440944314, WILLOUGHBY, OH 44094-4314 |
| Document Number | 0000016808 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 16808 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 27, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,222.00 (+54.12%) Homeowner's exemption | $65,720 (-) Land $17,480 Building $48,240 | |
| 2022 | $4,037.00 Homeowner's exemption | $65,720 Land $17,480 Building $48,240 | |
| 2021 | $187,780 Land $49,940 Building $137,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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