Charles County property record for 3775 Laurel Dr, Indian Head, MD 20640
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,712 sqft · built 1971 |
| Lot Size | 1.11 acres (48,787 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Sep 2008) |
| Tax Bill | $8,964 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-008368 |
| Primary APN | 07-008368 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| Gross Area | 1,912 sqft |
| 1st Floor Area | 1,160 sqft |
| Basement Area | 552 sqft |
| Finished Basement | 552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 48,787 sqft |
| Garage Type | Carport |
| Garage Area | 384 sqft |
| Carport | Carport |
| Carport Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 008368 |
|---|---|
| Street Address | 3775 LAUREL DR |
| City | INDIAN HEAD |
| State | MD |
| Zip | 20640-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WCD |
| Legal Description | LOT 8 LAUREL ACRES SUB |
| Legal Subdivision | LAUREL ACRES SUB |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 7, POMONKEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 850102 |
3775 Laurel Dr is owned and occupied by two individuals who acquired it in July 2021.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3775 LAUREL DR, INDIAN HEAD, MD 20640-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 19, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 25, 2021 | Intrafamily Transfer, Transfer |
| Oct 26, 2020 | Loan Modification, Mortgage · Conventional Mortgage TRUIST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2008 · Amount on File |
| Deed Sale | Sep 19, 2008 · Amount on File |
| Deed Document Number | 200828308 |
| Deed Book / Page | 6697 / 441 |
| Last Transfer Date | Jul 26, 2021 |
| Transfer Doc | 0120310369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 21, 2026 |
| Property Address | 3775 LAUREL DR, INDIAN HEAD, MD 20640-3106 |
| Document Number | 1418000282 |
| Book / Page | 14186 / 282 |
| Instrument Date | Aug 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 3775 LAUREL DR, INDIAN HEAD, MD 20640-3106 |
| Document Number | 1418000282, |
|---|---|
| Date | Aug 21, 2026 |
| Book Page | 14186/282 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3775 LAUREL DR, INDIAN HEAD, MD 20640-3106 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 3775 LAUREL DR, INDIAN HEAD, MD 20640-3106 |
| Document Number | 0139640231 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 13964/231 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 5.99% |
| Index | 1-Year T-Bill |
| Margin | 2 |
| Max Rate | 5.99% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 25, 2021 |
| Property Address | 3775 LAUREL DR, INDIAN HEAD, MD 20640-3106 |
| Document Number | 0120310369 |
| Book / Page | 12031 / 369 |
| Map Reference | MB 10 FO 22 |
| Instrument Date | Jul 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3775 LAUREL DR, INDIAN HEAD, MD 20640-3106 |
| Document Number | 0114210132 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 3775 LAUREL DR INDIAN HEAD MD 206403106, INDIAN HEAD, MD 20640-3106 |
| Document Number | 0114210132 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 011421/000132 |
| Name | TRUIST BK |
|---|---|
| Address | BALTIMORE, MD 21202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 4, 2050 |
The 2025 property tax bill for 3775 Laurel Dr was $8,964 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,633 (+3.03%) | $314,100 (+9.1%) Land $125,900 Building $188,200 | |
| 2025 | $8,964.00 Homeowner's exemption | $287,900 Land $80,900 Building $207,000 | $287,900 Land $80,900 Building $207,000 |
| 2023 | $3,613.00 Homeowner's exemption | $251,767 | $287,900 Land $80,900 Building $207,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3775 Laurel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3775 Laurel Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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