Charles County property record for 3770 Laurel Dr, Indian Head, MD 20640
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,640 sqft · built 1972 |
| Lot Size | 1.16 acres (50,965 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,311 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-027443 |
| Primary APN | 07-027443 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 1,276 sqft |
| Basement Area | 364 sqft |
| Finished Basement | 364 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 50,965 sqft |
| Garage Type | Carport |
| Garage Area | 364 sqft |
| Carport | Carport |
| Carport Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 027443 |
|---|---|
| Street Address | 3770 LAUREL DR |
| City | INDIAN HEAD |
| State | MD |
| Zip | 20640-3107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WCD |
| Legal Description | LOT 10 LAUREL ACRES SUB |
| Legal Subdivision | LAUREL ACRES SUB |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 7, POMONKEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 850102 |
3770 Laurel Dr is owned and occupied by an individual who acquired it in October 2008.
Source: Charles County records, as of October 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3770 LAUREL DR, INDIAN HEAD, MD 20640-3107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Mar 26, 2020 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2008 |
| Deed Sale | Oct 7, 2008 |
| Prior Sale | Oct 28, 2005 · Amount on File |
| Deed Document Number | 200830008 |
| Deed Book / Page | 6706 / 706 |
| Prior Transfer Date | Aug 4, 2008 |
| Prior Transfer Doc | 0067060706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 24, 2026 |
| Property Address | 3770 LAUREL DR, INDIAN HEAD, MD 20640-3107 |
| Document Number | 1422000080 |
| Book / Page | 14223 / 80 |
| Instrument Date | Sep 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | FEDERAL TITLE, NAVY FEDERAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3770 LAUREL DR, INDIAN HEAD, MD 20640-3107 |
| Document Number | 1422000080, |
|---|---|
| Date | Sep 24, 2026 |
| Book Page | 14223/80 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3770 LAUREL DR, INDIAN HEAD, MD 20640-3107 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0110610001 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 11061/1 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 8, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3770 Laurel Dr was $9,311 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,200 (+2.75%) | $326,800 (+8.25%) Land $126,300 Building $200,500 | |
| 2025 | $9,311.00 Homeowner's exemption | $301,900 Land $81,300 Building $220,600 | $301,900 Land $81,300 Building $220,600 |
| 2023 | $3,765.00 Homeowner's exemption | $263,567 | $301,900 Land $81,300 Building $220,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3770 Laurel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3770 Laurel Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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