Santa Rosa County property record for 3772 Cotton Gin Ln, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,749 sqft · built 2009 |
| Lot Size | 4.02 acres (175,111 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $930,000 (Oct 2022) |
| Tax Bill | $8,164 (2024) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-2N-29-2763-00000-0030 |
| Primary APN | 08-2N-29-2763-00000-0030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,749 sqft Heated Area |
| Gross Area | 7,286 sqft |
| 1st Floor Area | 4,534 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 175,111 sqft (4.02 acres) |
| Lot Dimensions | 6,300 ft deep x 2,780 ft wide |
| Garage Type | Mixed |
| Garage Area | 785 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 446 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 082N292763000000030 |
|---|---|
| Street Address | 3772 COTTON GIN LN |
| City | PACE |
| State | FL |
| Zip | 32571-9481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | NOBLES PLANTATION LOT 3 AS DES IN OR 4337 PG 1731 |
| Legal Range | 29W |
| Legal Township | 02N |
| Legal Section | 08 |
| Legal Subdivision | NOBLES PLANTATION |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10303 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3772 COTTON GIN LN, PACE, FL 32571-9481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Dec 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2022 · Amount on Record |
| Deed Sale | Oct 21, 2022 · Amount on Record |
| Prior Sale | Mar 10, 2011 |
| Deed Document Number | 202259857 |
| Deed Book / Page | 4337 / 1731 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 21, 2022 |
| Property Address | 3772 COTTON GIN LN, PACE, FL 32571-9481 |
| Document Number | 0043371731 |
| Book / Page | 4337 / 1731 |
| Map Reference | MB 10 PG 19 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 202259857 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | EMERALD COAST TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3772 COTTON GIN LN, PACE, FL 32571-9481 |
| Name | Verified Name |
|---|---|
| Address | 2121 E PRINCETON AVE # F, F, VISALIA, CA 93292-5632 |
| Document Number | 0043371733 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 4337/1733 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3772 COTTON GIN LN, PACE, FL 32571-9481 |
| Document Number | 0039061248 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2020 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3772 COTTON GIN LN PACE FL 325719481, PACE, FL 32571-9481 |
| Document Number | 0039061248 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 003906/001248 |
| Instrument | 615 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 5, 2035 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $8,164.00 (-10.99%) Homeowner's exemption | $705,692 (+0.75%) Land $90,000 Building $615,692 | $705,692 (+0.75%) Land $90,000 Building $615,692 |
| 2023 | $9,172.00 (+113.45%) Homeowner's exemption | $700,457 (+92.04%) Land $90,000 Building $610,457 | $700,457 (+44.88%) Land $90,000 Building $610,457 |
| 2022 | $4,297.00 Homeowner's exemption | $364,745 | $483,479 Land $72,000 Building $411,479 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 11 (2014–2020) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures