Santa Rosa County property record for 3729 Cotton Gin Ln, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,392 sqft · built 2008 |
| Lot Size | 4.12 acres (179,816 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,900 (Sep 2015) |
| Tax Bill | $591 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-2N-29-2763-00000-0080 |
| Primary APN | 08-2N-29-2763-00000-0080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,392 sqft Heated Area |
| Gross Area | 5,149 sqft |
| 1st Floor Area | 4,141 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 179,816 sqft (4.12 acres) |
| Lot Dimensions | 6,310 ft deep x 2,850 ft wide |
| Garage Area | 749 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 082N292763000000080 |
|---|---|
| Street Address | 3729 COTTON GIN LN |
| City | PACE |
| State | FL |
| Zip | 32571-9481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | NOBLES PLANTATION LOT 8 AS DES IN OR 3460 PG 475 |
| Legal Range | 29W |
| Legal Township | 02N |
| Legal Section | 08 |
| Legal Subdivision | NOBLES PLANTATION |
| Legal Lot Number | 8 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10303 |
3729 Cotton Gin Ln is owned and occupied by two individuals who bought it in September 2015.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3729 COTTON GIN LN, PACE, FL 32571-9481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2015 · Amount on File |
| Deed Sale | Sep 10, 2015 · Amount on File |
| Prior Sale | Feb 27, 2009 · Amount on File |
| Deed Document Number | 201534041 |
| Deed Book / Page | 3460 / 0475 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3729 COTTON GIN LN, PACE, FL 32571-9481 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040420293 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 4042/293 |
| Instrument | 202067220 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $591.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $414,575 (+3%) | $464,226 (+0.65%) Land $90,000 Building $374,226 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $402,500 | $461,220 Land $90,000 Building $371,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3729 Cotton Gin Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 11 (2014–2020) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3729 Cotton Gin Ln is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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