37703 2nd St, Willoughby, OH 44094 Property Records

Lake County property record for 37703 2nd St, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,052 sqft · built 1920
Lot Size0.241 acres (10,498 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Jun 2022)
Tax Bill$5,395 (2023)
Deeds & MortgagesJun 2022 Sale & Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-A-028-A-00-051-0

Property Details

APN / Parcel Number

Primary APN27-A-028-A-00-051-0
Alternative APN
  • A 32

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,052 sqft Living Area
Gross Area1,532 sqft
1st Floor Area364 sqft
Attic Area240 sqft
Basement Area240 sqft
Unfinished Basement240 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1990
Architectural StyleHistorical
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area10,498 sqft (0.241 acres)
Lot Dimensions210 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area328 sqft
Deck Area126 sqft
Patio Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account NumberA 32
Street Address37703 2ND ST
CityWILLOUGHBY
StateOH
Zip44094-6126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-MFL
Legal DescriptionLOT 2 TRACT 13
Legal SubdivisionSKIFFS SECOND SURVEY
Legal Tract13
Legal Lot Number19
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1006
Census Tract201400

Owner

37703 2nd St is owned and occupied by an individual who bought it in June 2022.

Source: Lake County records, as of April 25, 2024

Owner of RecordIndividual Name on File
Mailing Address37703 2ND ST, WILLOUGHBY, OH 44094-6126
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2022Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Dec 8, 2021Fiduciary Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2022 · Amount on File
Deed SaleJun 7, 2022 · Amount on File
Prior SaleDec 8, 2021 · Amount on File
Deed Document Number473203
Record UpdatedJun 7, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateJun 7, 2022
Property Address37703 2ND ST, WILLOUGHBY, OH 44094-6126
Document Number0000016095
Map ReferenceVOL A PG 64
Instrument DateJun 6, 2022
Instrument2022R016095
Transaction TypeTransfer
Record UpdatedJun 27, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37703 2ND ST, WILLOUGHBY, OH 44094-6126

Mortgage

Document Number0000016096
DateJun 7, 2022
Instrument2022R016096
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

December 2021: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionLAKE OH
Recording DateDec 8, 2021
Property Address37703 2ND ST, WILLOUGHBY, OH 44094-6126
Document Number0000043002
Map ReferenceVOLL A PG 64
Instrument DateDec 4, 2021
Instrument2021R043002
Transaction TypeTransfer
Record UpdatedJan 12, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address37703 2ND ST, WILLOUGHBY, OH 44094-6126

Mortgage

Document Number0000043003
DateDec 8, 2021
Instrument2021R043003
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,395.00 (+50.36%) Homeowner's exemption$56,990 (-) Land $15,120 Building $41,870
2022$3,588.00$56,990 Land $15,120 Building $41,870
2021$162,830 Land $43,190 Building $119,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 37703 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 37703 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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