37655 2nd St, Willoughby, OH 44094 Property Records

Lake County property record for 37655 2nd St, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,548 sqft · built 1920
Lot Size0.237 acres (10,350 sqft)
OwnerIndividual Name on Record
Last Sale$219,000 (Aug 2021)
Tax Bill$6,072 (2023)
Deeds & MortgagesAug 2021 Mortgage
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-A-028-A-00-050-0

Property Details

APN / Parcel Number

Primary APN27-A-028-A-00-050-0
Alternative APN
  • A 31

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,548 sqft Living Area
1st Floor Area660 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1990
Architectural StyleHistorical
Exterior MaterialAluminum/Vinyl
Lot Area10,350 sqft (0.237 acres)
Lot Dimensions207 ft deep x 50 ft wide
Garage TypeDetached
Garage Area744 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area140 sqft
Deck Area174 sqft
Patio Area174 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberA 31
Street Address37655 2ND ST
CityWILLOUGHBY
StateOH
Zip44094-6124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-MFL
Legal DescriptionLOT 2 TRACT 13
Legal SubdivisionSKIFFS SECOND SURVEY
Legal Tract13
Legal Lot Number20
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1006
Census Tract201400

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address37655 2ND ST, WILLOUGHBY, OH 44094-6124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Warranty Deed, Transfer · Conventional Mortgage
UNION CAPITAL MORTGAGE CORP
Jul 19, 2021Fiduciary Deed, Transfer · Stand-Alone First Mortgage
SUNSHINE FINANCIAL GROUP INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2021 · Amount on Record
Deed SaleAug 20, 2021 · Amount on Record
Prior SaleJul 19, 2021 · Amount on Record
Deed Document Number465285
Record UpdatedJun 7, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateAug 20, 2021
Property Address37655 2ND ST, WILLOUGHBY, OH 44094-6124
Document Number0000029095
Map ReferenceVOL A PG 64
Instrument DateAug 16, 2021
Instrument2021R029095
Transaction TypeTransfer
Record UpdatedOct 1, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37655 2ND ST, WILLOUGHBY, OH 44094-6124

Mortgage

Document Number0000029096
DateAug 20, 2021
Instrument2021R029096
Lender
NameUNION CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

July 2021: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionLAKE OH
Recording DateJul 19, 2021
Property Address37655 2ND ST, WILLOUGHBY, OH 44094-6124
Document Number0000024555
Map ReferenceVOL A PG 64
Instrument DateJun 28, 2021
Instrument2021R024555
Transaction TypeTransfer
Record UpdatedAug 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9401 LFIENTOR AVE #107 # 107, 107, MENTOR, OH 44060

Mortgage

Document Number0000024556
DateJul 19, 2021
Instrument2021R024556
Lender
NameSUNSHINE FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,072.00 (+50.56%) Homeowner's exemption$64,140 (-) Land $15,120 Building $49,020
2022$4,033.00$64,140 Land $15,120 Building $49,020
2021$183,260 Land $43,190 Building $140,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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