Walton County property record for 377 Ridge Rd, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,695 sqft · built 2000 |
| Lot Size | 0.835 acres (36,416 sqft) |
| Owner | Individual Name on File |
| Last Sale | $707,500 (Dec 2020) |
| Tax Bill | $8,515 (2024) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-3S-20-34221-000-0010 |
| Primary APN | 03-3S-20-34221-000-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,695 sqft Living Area |
| Gross Area | 4,091 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Tin |
| Lot Area | 36,416 sqft (0.835 acres) |
| Lot Dimensions | 23.2 ft deep x 15.7 ft wide |
| Garage Type | Finished |
| Garage Area | 600 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 620 sqft |
| Patio Area | 426 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1005883 |
|---|---|
| Street Address | 377 RIDGE RD |
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-4239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 & E1/2 OF LOT 2 SANTA ROSA RIDGE UNIT IV PB 5-21 OR 2061-171 OR 3012-1490 OR 3175-2696 |
| Legal Range | 20W |
| Legal Township | 03S |
| Legal Section | 03 |
| Legal Subdivision | SANTA ROSA RIDGE UNIT IV |
| Legal Lot Number | 2 |
| Legal Unit | IV |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950604 |
377 Ridge Rd is owned by an individual who bought it in December 2020.
Source: Walton County records, as of December 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 386 MORGANS TRL, SANTA ROSA BEACH, FL 32459-8912 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2020 · Amount on File |
| Deed Sale | Dec 29, 2020 · Amount on File |
| Prior Sale | Jun 10, 2016 · Amount on File |
| Deed Document Number | 20200053686 |
| Deed Book / Page | 3175 / 2696 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 29, 2020 |
| Property Address | 377 RIDGE RD, SANTA ROSA BEACH, FL 32459-4239 |
| Document Number | 0031752696 |
| Book / Page | 3175 / 2696 |
| Map Reference | MB 5 PG 21 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 20200053686 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | COASTAL TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,952.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 133, MANDEVILLE, LA 70470-0133 |
| Name | Verified Name |
|---|---|
| Address | 386 MORGANS TRL, SANTA ROSA BEACH, FL 32459-8912 |
| Document Number | 0031752698 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 3175/2698 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,270,578 Land $517,500 Building $753,078 | $1,270,578 Land $517,500 Building $753,078 | |
| 2024 | $8,515.00 (-1.28%) | ||
| 2023 | $8,625.00 (+5.71%) | $1,148,162 (+6.6%) Land $260,590 Building $887,572 | $1,148,162 (+6.6%) Land $260,590 Building $887,572 |
| 2022 | $8,159.00 | $1,077,086 Land $289,255 Building $787,831 | $1,077,086 Land $289,255 Building $787,831 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 377 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 294 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 579 units insured incl. 285 condo units |
| Nearby Flood Claims | 11 (1995–2025) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 377 Ridge Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: AT&T, T-Mobile.
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