Walton County property record for 304 Ridge Rd, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 1996 |
| Lot Size | 0.298 acres (12,981 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $842 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-3S-20-34190-00A-0100 |
| Primary APN | 03-3S-20-34190-00A-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| Gross Area | 2,760 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,981 sqft (0.298 acres) |
| Lot Dimensions | 13 ft deep x 10 ft wide |
| Garage Type | Finished |
| Garage Area | 576 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 514 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1005833 |
|---|---|
| Street Address | 304 RIDGE RD |
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-4235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK A SANTA ROSA RIDGE UNIT II OR 1233-51 OR 1758-1 |
| Legal Range | 20W |
| Legal Township | 03S |
| Legal Section | 03 |
| Legal Subdivision | SANTA ROSA RIDGE UNIT II |
| Legal Block | A |
| Legal Lot Number | 10 |
| Legal Unit | II |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950604 |
304 Ridge Rd is owned and occupied by an individual who acquired it in January 1998.
Source: Walton County records, as of December 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 RIDGE RD, SANTA ROSA BEACH, FL 32459-4235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 1998 |
| Deed Sale | Jan 6, 1998 |
| Deed Document Number | 0000017581 |
| Record Updated | Jun 8, 2026 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $731,099 Land $450,000 Building $281,099 | $731,099 Land $450,000 Building $281,099 | |
| 2024 | $842.00 (+5.78%) | ||
| 2023 | $796.00 (-2.33%) Homeowner's exemption | $717,737 (+4.36%) Land $226,600 Building $491,137 | $717,737 (+4.36%) Land $226,600 Building $491,137 |
| 2022 | $815.00 Homeowner's exemption | $687,781 Land $251,526 Building $436,255 | $687,781 Land $251,526 Building $436,255 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 294 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 579 units insured incl. 285 condo units |
| Nearby Flood Claims | 11 (1995–2025) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Ridge Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: AT&T, T-Mobile.
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