377 First St, Andrews, NC 28901 Property Records

Cherokee County property record for 377 First St, Andrews, NC 28901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1930
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Dec 2023)
Tax Bill	$436 (2025)
Deeds & Mortgages	Dec 2023 Sale Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`556613036936000`

Property Details

APN / Parcel Number

Primary APN	`556613036936000`
Alternative APNs	`41356` `56800` `61822`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1965
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	72 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	61822
Street Address	377 FIRST ST
City	ANDREWS
State	NC
Zip	28901-8083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	LOT 42 M S COZAD SUB 1736/1109
Legal Subdivision	COZAD SUB
Legal Phase	1509
Legal Lot Number	42
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	3
Census Block	3012
Census Tract	930101

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6314 76TH AVE E, PALMETTO, FL 34221-9088
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Special Warranty Deed, Transfer
Jun 15, 2023	Deed, Transfer
Feb 23, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Prior Sale	Jun 15, 2023 · Amount on Record
Deed Document Number	6491
Deed Book / Page	1748 / 753
Record Updated	Jun 8, 2026

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 18, 2023
Property Address	377 FIRST ST, ANDREWS, NC 28901-8083
Document Number	001748/753
Book / Page	1748 / 753
Map Reference	CAB A SL 18
Instrument Date	Dec 4, 2023
Instrument	6491
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	444 JACKSONVILLE RD, WARMINSTER, PA 18974-4828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6314 76TH AVE E, PALMETTO, FL 34221-9088

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 15, 2023
Property Address	377 FIRST ST, ANDREWS, NC 28901-8083
Document Number	01736/1109
Book / Page	1736 / 1109
Map Reference	MB 1 PG 24
Instrument Date	Jun 14, 2023
Instrument	2878
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Amount	Amount Recorded
Tax	$224.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 CORPORATE DR STE 360, 360, LAKE ZURICH, IL 60047-8945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10130 PREIMERTER PARKWAY #400 # 400, 400, CHARLOTTE, NC 28216

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 23, 2022
Property Address	377 FIRST ST, ANDREWS, NC 28901-8083
Document Number	01704/1212
Book / Page	1704 / 1212
Map Reference	MB 1 PG 24
Instrument Date	Feb 21, 2022
Instrument	1182
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7714 RIDGE BAY DR, 7714, HIXSON, TN 37343-1848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	377 FIRST ST, ANDREWS, NC 28901-8083

Mortgage

Document Number	0017041214
Date	Feb 23, 2022
Instrument	1704/1214

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Andrews Town
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$436.00 (+38.85%)	$57,680 (-)	$57,680 (-) Land $10,000 Building $47,680
2023		$57,680 (+46.62%)	$57,680 (+46.62%) Land $10,000 Building $47,680
2022	$314.00	$39,340	$39,340 Land $10,000 Building $29,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ANDREWS serves 3,284 people · EPA ID NC0120020
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on First St

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