Cherokee County property record for 362 First St, Andrews, NC 28901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,243 sqft · built 2008 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Sep 2012) |
| Tax Bill | $933 (2025) |
| Deeds & Mortgages | May 2022 Sale Apr 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 556613035801000 |
| Primary APN | 556613035801000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,243 sqft Heated Area |
| Gross Area | 2,029 sqft |
| 1st Floor Area | 750 sqft |
| Upper Floors Area | 493 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 138 ft deep x 75 ft wide |
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 690 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 57549 |
|---|---|
| Street Address | 362 FIRST ST |
| City | ANDREWS |
| State | NC |
| Zip | 28901-8083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CB |
| Legal Description | LOT 28 & P/O LOT 27 COZAD SUB 1524/1064 A/18 |
| Legal Subdivision | COZAD SUB |
| Legal Lot Number | 28-27 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | VALLEYTOWN |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 930101 |
Source: Cherokee County records · APN 556613035801000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 362 FIRST ST, ANDREWS, NC 28901-8083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2022 | Warranty Deed, Transfer |
| Apr 19, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Sep 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 13, 2012 · Amount on Record |
| Deed Sale | Sep 13, 2012 · Amount on Record |
| Deed Document Number | 20124487 |
| Deed Book / Page | 1446 / 922 |
| Last Transfer Date | Nov 17, 2015 |
| Transfer Doc | 01524/1064 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 26, 2022 |
| Property Address | 362 FIRST ST, ANDREWS, NC 28901-8083 |
| Document Number | 01712/1294 |
| Book / Page | 1712 / 1294 |
| Map Reference | CAB I PG 24 |
| Instrument Date | May 23, 2022 |
| Instrument | 3498 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 987, ANDREWS, NC 28901-0987 |
| Name | Verified Name |
|---|---|
| Address | 362 FIRST ST, ANDREWS, NC 28901-8083 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 362 FIRST ST, ANDREWS, NC 28901-8083 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 1678/388 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 1678/388 |
| Instrument | 2568 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28290 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 362 FIRST ST, ANDREWS, NC 28901-8083 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 01622/0641 |
|---|---|
| Date | Sep 03, 2019 |
| Book Page | 01622/0641 |
| Instrument | 04123 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2039 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Andrews Town |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $933.00 | $139,140 (-) | $139,140 (-) Land $11,250 Building $127,890 |
| 2023 | $139,140 | $139,140 Land $11,250 Building $127,890 |
Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| CND Acquisition Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 184 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF ANDREWS serves 3,284 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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