Whatcom County property record for 3766 Sinclair Dr, Ferndale, WA 98248
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,770 sqft · built 1990 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $388,500 (Sep 2022) |
| Tax Bill | $3,410 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Feb 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595406 |
| Primary APN | 595406 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,770 sqft Living Area |
| 1st Floor Area | 1,770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Mobile Home |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 324 sqft |
| Storage Building | 80 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 548925 |
|---|---|
| Street Address | 3766 SINCLAIR DR |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9524 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RR3 |
| Legal Description | SANDY POINT HEIGHTS LOT 29 BLK 11-EXC ALL OIL-GAS-MIN RTS AS RES AF 919820 90 FLEETWOOD S#0RFLK48A10560BS 66X27 (MH TE AF 201 |
| Legal Range | 01 |
| Legal Township | 38 |
| Legal Section | 09 |
| Legal Subdivision | SANDY POINT HEIGHTS |
| Legal Block | 11 |
| Legal Lot Number | 29 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | LUMMI RESERVATION |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 940001 |
Source: Whatcom County assessment roll, as of May 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3766 SINCLAIR DR, FERNDALE, WA 98248-9524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage INDUSTRIAL CREDIT UNION |
| Feb 6, 2018 | Warranty Deed, Transfer · VA Mortgage UMPQUA BK |
| Jan 20, 2017 | Warranty Deed, Transfer · VA Mortgage UMPQUA BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2022 · Amount on Record |
| Deed Sale | Sep 28, 2022 · Amount on Record |
| Prior Sale | Feb 6, 2018 · Amount on Record |
| Deed Document Number | 2022-0902477 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 28, 2022 |
| Property Address | 3766 SINCLAIR DR, FERNDALE, WA 98248-9524 |
| Document Number | 0000902477 |
| Map Reference | VOL 9 PG 145-148 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022-0902477 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,221.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3766 SINCLAIR DR, FERNDALE, WA 98248-9524 |
| Document Number | 0000902478 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 2022-0902478 |
| Name | INDUSTRIAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 6, 2018 |
| Property Address | 3766 SINCLAIR DR, FERNDALE, WA 98248-9524 |
| Document Number | 2180200481 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 200481 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2018 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,896.08 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3766 SINCLAIR DR FERNDALE WA 982489524, FERNDALE, WA 98248-9524 |
| Document Number | 2180200482 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 200482 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIGARD, OR 97224 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jan 20, 2017 |
| Property Address | 3766 SINCLAIR DR, FERNDALE, WA 98248-9524 |
| Document Number | 2170102152 |
| Instrument Date | Dec 22, 2016 |
| Instrument | 102152 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2017 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,618.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3766 SINCLAIR DR FERNDALE WA 982489524, FERNDALE, WA 98248-9524 |
| Document Number | 2170102153 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 102153 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIGARD, OR 97224 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2047 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,410.00 (+36.13%) | $416,214 (+14.66%) Land $200,834 Building $215,380 | $416,214 (+14.66%) Land $200,834 Building $215,380 |
| 2022 | $362,987 Land $175,150 Building $187,837 | $362,987 Land $175,150 Building $187,837 | |
| 2021 | $2,505.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 185 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 185 in force |
| Nearby Flood Claims | 16 (1990–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDY POINT IMPROVEMENT CO private · serves 2,098 people · EPA ID WA5376105 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 1,200 / 35 |
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