Whatcom County property record for 3762 Sinclair Dr, Ferndale, WA 98248 · Last verified June 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,650 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $170,000 (2015) |
| Tax Bill | $3,487.00 (2025) |
| Primary APN | 380109-479486-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,650 sqft Living Area |
| 1st Floor | 1,650 sqft 1st Floor |
| Interior Structure | Finished/Painted Interior Structure |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Mobile Home Style |
| Exterior Material | Wood Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 28 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 572 sqft Garage |
| Deck Area | 70 sqft Deck |
| Porch Area | 30 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Account Number | 39243 |
|---|---|
| Street Address | 3762 SINCLAIR DR |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9524 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SANDY POINT HEIGHTS LOT 28 BLK 11-EXC ALL OIL-GAS-MIN RTS AS RES AF 919820 92 DESERT MANOR S#H005960AB 60X28 (TE AF 2041005184) |
| Legal Range | 01 |
| Legal Township | 38 |
| Legal Section | 09 |
| Legal Subdivision | SANDY POINT HEIGHTS |
| Legal Block | 11 |
| Legal Lot Number | 28 |
| Jurisdiction | WHATCOM WA |
| Minor Civil Division | LUMMI RESERVATION |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 940001 |
Source: Whatcom County records · APN 380109-479486-0000
Assessment roll updated December 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3762 SINCLAIR DR, FERNDALE, WA 98248-9524 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANNER BANK |
| Jun 22, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Mar 11, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MTG |
| Mar 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PACIFIC HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2015 · Amount on Record |
| Deed Sale | Apr 30, 2015 · Amount on Record |
| Prior Sale | Oct 29, 2004 · Amount on Record |
| Deed Doc Number | 2015403915 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 14, 2026 |
| Property Address | 3762 SINCLAIR DR, FERNDALE, WA 98248-9524 |
| Document Number | 0000001158 |
| Instrument Date | May 11, 2026 |
| Instrument | 20261158 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 327 BOBLETT ST, BLAINE, WA 98230-4003 |
| Document Number | 0000001158, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 20261158 |
| Name | BANNER BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Mar 01, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3762 SINCLAIR DR, FERNDALE, WA 98248-9524 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE TEXAS |
| Name | Verified Name |
|---|
| Document Number | 0000602326 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 2022-0602326 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3762 SINCLAIR DR, FERNDALE, WA 98248-9524 |
| Document Number | 2201203119 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 3762 SINCLAIR DR FERNDALE WA 982489524, FERNDALE, WA 98248-9524 |
| Document Number | 2201203119 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 1203119 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3762 SINCLAIR DR, FERNDALE, WA 98248-9524 |
| Document Number | 2190400442 |
| Instrument Date | Mar 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC |
| Name | Verified Name |
|---|---|
| Address | 3762 SINCLAIR DR FERNDALE WA 982489524, FERNDALE, WA 98248-9524 |
| Document Number | 2190400442 |
|---|---|
| Date | Apr 04, 2019 |
| Instrument | 400442 |
| Name | PACIFIC HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 03, 2049 |
Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,487.00 (+20.78%) | $446,321 (+14.66%) Land $200,834 Building $245,487 | $446,321 (+14.66%) Land $200,834 Building $245,487 |
| 2022 | $389,243 Land $175,150 Building $214,093 | $389,243 Land $175,150 Building $214,093 | |
| 2021 | $2,887.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 6% of the US · above 4% of Washington |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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