3766 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 3766 Loch Dr, Highland, MI 48357 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,733 sqft · built 1974
Lot Size	0.502 acres (21,867 sqft)
Owner	Individual Name on File
Last Sale	$334,500 (Oct 2020)
Tax Bill	$3,995 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2020 Sale
Flood Zone	Zone A (high risk)
APN	`H-11-09-330-008`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-330-008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,733 sqft Living Area
1st Floor Area	932 sqft
Basement Area	1,026 sqft
Unfinished Basement	932 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	21,867 sqft (0.502 acres)
Lot Dimensions	163 ft deep x 68 ft wide
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3766 LOCH DR
City	HIGHLAND
State	MI
Zip	48357-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 174
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	174
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	2
Census Block	2010
Census Tract	131600

Owner

Source: Oakland County records · APN H-11-09-330-008

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3766 LOCH DR, HIGHLAND, MI 48357-2602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage DISCOVER BANK
Oct 02, 2020	Warranty Deed, Transfer FNT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2020 · Amount on Record
Deed Sale	Oct 02, 2020 · Amount on Record
Deed Document Number	20202664
Deed Book / Page	54931 / 152
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3766 LOCH DR, HIGHLAND, MI 48357-2602
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3766 LOCH DR, HIGHLAND, MI 48357-2602

Mortgage

Document Number	0000249706
Date	Nov 25, 2020
Book Page	55238/674
Instrument	249706

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 16, 2040

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 02, 2020
Property Address	3766 LOCH DR, HIGHLAND, MI 48357-2602
Document Number	0000202664
Book / Page	54931 / 152
Map Reference	LB 103 PG 20-22
Instrument Date	Sep 18, 2020
Instrument	202664
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FNT

Transaction

Amount	Amount Recorded
Tax	$2,876.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9811 KINGSTON POINTE DR, 9811, CLARKSTON, MI 48348-4195

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3766 LOCH DR, HIGHLAND, MI 48357-2602

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,995.00 (-36.98%) Homeowner's exemption	$218,390 (+20.4%)	$436,780 (+20.4%)
2024	$6,339.00 (+22.02%)
2023		$181,380	$362,760
2021	$5,195.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 230 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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