3712 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 3712 Loch Dr, Highland, MI 48357 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,713 sqft · built 2001
Lot Size	0.412 acres (17,947 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (May 2018)
Tax Bill	$4,604 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H-11-09-330-011`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-330-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,713 sqft Living Area
1st Floor Area	1,046 sqft
Basement Area	945 sqft
Unfinished Basement	945 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	17,947 sqft (0.412 acres)
Lot Dimensions	150 ft deep x 67 ft wide
Garage Area	541 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	33 sqft
Deck Area	421 sqft
Patio Area	421 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3712 LOCH DR
City	HIGHLAND
State	MI
Zip	48357-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 177
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	177
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	2
Census Block	2010
Census Tract	131600

Owner

Source: Oakland County records · APN H-11-09-330-011

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3712 LOCH DR, HIGHLAND, MI 48357-2602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 06, 2018	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage LOCAL LENDING GROUP LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Prior Sale	Apr 30, 2004 · Amount on Record
Deed Document Number	201888993
Deed Book / Page	51854 / 685
Prior Transfer Date	May 31, 2013
Prior Transfer Doc	0000147888
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3712 LOCH DR, HIGHLAND, MI 48357-2602
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000196802
Date	Dec 06, 2018
Book Page	52416/00062
Instrument	196802

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 05, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 30, 2018
Property Address	3712 LOCH DR, HIGHLAND, MI 48357-2602
Document Number	0000088993
Book / Page	51854 / 00685
Map Reference	LB 103 PG 20-22
Instrument Date	May 25, 2018
Instrument	88993
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3712 LOCH DR, 3712, HIGHLAND, MI 48357-2602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3712 LOCH DR, HIGHLAND, MI 48357-2602

Mortgage

Document Number	0000088994
Date	May 30, 2018
Instrument	88994

Lender

Name	LOCAL LENDING GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,604.00 (-36.09%) Homeowner's exemption	$279,020 (+21.19%)	$558,040 (+21.19%)
2024	$7,204.00 (+20.87%)
2023		$230,230	$460,460
2021	$5,960.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 230 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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