3765 28th St, Highland, CA 92346 Property Records

San Bernardino County property record for 3765 28th St, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,536 sqft · built 1971
Lot Size	0.275 acres (11,972 sqft)
Owner	Individual Name on Record
Tax Bill	$7,447 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1199-051-20-0000`

Property Details

APN / Parcel Number

Primary APN	`1199-051-20-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	1,536 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	11,972 sqft (0.275 acres)
Lot Dimensions	146 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	316 sqft
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3765 28TH ST
City	HIGHLAND
State	CA
Zip	92346-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8001 LOT 40
Legal Subdivision	TRACT NO 8001
Legal Tract	8001
Legal Block	3
Legal Lot Number	40
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3006
Census Tract	7404

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3765 28TH ST, HIGHLAND, CA 92346-1915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Nov 16, 2022	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Nov 16, 2022	Grant Deed, Transfer · FHA Mortgage PACIFIC LENDING LLC
Apr 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2022
Deed Sale	Nov 16, 2022
Prior Sale	Nov 16, 2022 · Amount on Record
Deed Document Number	2022375664
Prior Transfer Date	Apr 6, 2021
Prior Transfer Doc	0000165535
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3765 28TH ST, HIGHLAND, CA 92346-1915
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3765 28TH ST, HIGHLAND, CA 92346-1915

Mortgage

Document Number	0000236641
Date	Oct 1, 2025
Instrument	2025-0236641

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Dec 1, 2052

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 16, 2022
Property Address	3765 28TH ST, HIGHLAND, CA 92346-1915
Document Number	0000375664
Map Reference	MB 109 PG 31-33
Instrument Date	Nov 14, 2022
Instrument	2022-0375664
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3765 28TH ST, HIGHLAND, CA 92346-1915

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 16, 2022
Property Address	3765 28TH ST, HIGHLAND, CA 92346-1915
Document Number	0000375663
Map Reference	MB 109 PG 31-33
Instrument Date	Oct 19, 2022
Instrument	2022-0375663
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3765 28TH ST, HIGHLAND, CA 92346-1915

Mortgage

Document Number	0000375665
Date	Nov 16, 2022
Instrument	2022-0375665

Lender

Name	PACIFIC LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 12, 2021
Property Address	3765 28TH ST, HIGHLAND, CA 92346-1915
Document Number	0000165535
Map Reference	MB 109 PG 31-33
Instrument Date	Apr 6, 2021
Instrument	2021-0165535
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE RIVERSIDE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3765 28TH ST, HIGHLAND, CA 92346-1915

Mortgage

Document Number	0000165536
Date	Apr 12, 2021
Instrument	2021-0165536

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3765 28TH ST, HIGHLAND, CA 92346-1915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000129128
Date	Apr 15, 2020
Instrument	2020-0129128

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,522 (+2%) Land $163,957 Building $382,565
2025	$7,447.00 (+14.01%)	$535,806 (+4.04%) Land $160,742 Building $375,064
2023	$6,532.00 (+51.38%)	$515,000 Land $154,500 Building $360,500
2022	$4,315.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2005–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks.

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