3695 28th St, Highland, CA 92346 Property Records

San Bernardino County property record for 3695 28th St, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,419 sqft · built 1971
Lot Size	0.224 acres (9,760 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Oct 2017)
Tax Bill	$2,390 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1199-051-50-0000`

Property Details

APN / Parcel Number

Primary APN	`1199-051-50-0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,419 sqft Living Area
Gross Area	1,902 sqft
1st Floor Area	1,419 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Modern
Exterior Material	Block
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	9,760 sqft (0.224 acres)
Lot Dimensions	122 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	425 sqft
Patio Area	425 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3695 28TH ST
City	HIGHLAND
State	CA
Zip	92346-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8001 LOT 30
Legal Subdivision	8001 NORTH CENTRAL
Legal Tract	8001
Legal Block	3
Legal Lot Number	30
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3000
Census Tract	7404

Owner

Source: San Bernardino County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3695 28TH ST, HIGHLAND, CA 92346-1908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Feb 16, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 5, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 27, 2017	Grant Deed, Transfer · VA Mortgage USAA FSB
Jun 27, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2017 · Amount on Record
Deed Sale	Oct 27, 2017 · Amount on Record
Prior Sale	May 22, 2012 · Amount on Record
Deed Document Number	2017446581
Prior Transfer Date	Jan 11, 2012
Prior Transfer Doc	0000015687
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 10, 2026
Property Address	3695 28TH ST, HIGHLAND, CA 92346-1908
Document Number	0000176898
Instrument Date	Jul 1, 2026
Instrument	2026176898
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3695 28TH ST, HIGHLAND, CA 92346-1908

Mortgage

Document Number	0000176898,
Date	Jul 10, 2026
Instrument	2026176898

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3695 28TH ST, HIGHLAND, CA 92346-1908
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3695 28TH ST, HIGHLAND, CA 92346-1908

Mortgage

Document Number	0000071711
Date	Feb 16, 2021
Instrument	2021-0071711

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3695 28TH ST, HIGHLAND, CA 92346-1908
Document Number	0000311501
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3695 28TH ST HIGHLAND CA 923461908, HIGHLAND, CA 92346-1908

Mortgage

Document Number	0000311501
Date	Sep 3, 2019
Instrument	311501

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 27, 2017
Property Address	3695 28TH ST, HIGHLAND, CA 92346-1908
Document Number	0000446581
Map Reference	MAP109 PG31-33
Instrument Date	Oct 5, 2017
Instrument	2017-0446581
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3695 28TH ST, HIGHLAND, CA 92346-1908

Mortgage

Document Number	0000446582
Date	Oct 27, 2017
Instrument	2017-0446582

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3695 28TH ST, HIGHLAND, CA 92346-1908
Document Number	0000292838
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3695 28TH ST HIGHLAND CA 923461908, HIGHLAND, CA 92346-1908

Mortgage

Document Number	0000292838
Date	Jul 19, 2017
Instrument	292838

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$359,779 (+2%) Land $107,933 Building $251,846
2025	$2,390.00 (+0.72%) Disabled Person's exemption	$352,725 (+4.04%) Land $105,817 Building $246,908
2023	$2,373.00 (-4.12%) Disabled Person's exemption	$339,029 Land $101,708 Building $237,321
2022	$2,475.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2005–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks.

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