Lake County property record for 37643 Bar Harbor, Willoughby, OH 44094
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,044 sqft · built 1992 |
| Lot Size | 0.027 acres (1,162 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,900 (Jun 2023) |
| Tax Bill | $4,389 (2023) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-043-A-00-023-0 |
| Primary APN | 27-B-043-A-00-023-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| 1st Floor Area | 612 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,162 sqft (0.027 acres) |
| Garage Area | 360 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 37643 BAR HARBOUR LN # 4/37625-B, 4/37625-B |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 115 GORE TRACT |
| Legal Subdivision | SMUGLERS COVE CONDOMINIUM |
| Legal Block | 1 |
| Legal Lot Number | 115 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 201600 |
37643 Bar Harbor is owned by an individual who bought it in June 2023.
Source: Lake County records, as of December 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 37643 BAR HBR, WILLOUGHBY, OH 44094-6402 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC |
| Jul 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2023 · Amount on File |
| Deed Sale | Jun 12, 2023 · Amount on File |
| Prior Sale | Jul 20, 2020 · Amount on File |
| Deed Document Number | 202310964 |
| Prior Transfer Date | Mar 29, 1995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jun 12, 2023 |
| Property Address | 37643 BAR HBR, WILLOUGHBY, OH 44094-6402 |
| Document Number | 0000010964 |
| Map Reference | VOL 661 PG 936 |
| Instrument Date | Jun 8, 2023 |
| Instrument | 2023R010964 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37643 BAR HARBOUR LN 4/37625-B, 4/37625-B, WILLOUGHBY, OH 44094 |
| Document Number | 0000010965 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 2023R010965 |
| Name | HOWARD HANNA MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 20, 2020 |
| Property Address | 37643 BAR HBR, WILLOUGHBY, OH 44094-6402 |
| Document Number | 0000019554 |
| Map Reference | VOL 18 GP 9 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 2020R019554 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37643 BAR HBR, WILLOUGHBY, OH 44094-6402 |
| Document Number | 0000019555 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 2020R019555 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,580 Land $15,120 Building $43,460 | $167,360 Land $43,200 Building $124,160 | |
| 2023 | $4,389.00 (+53.46%) Homeowner's exemption | $46,360 (-) Land $12,080 Building $34,280 | |
| 2022 | $2,860.00 Homeowner's exemption | $46,360 Land $12,080 Building $34,280 | |
| 2021 | $132,450 Land $34,500 Building $97,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 37643 Bar Harbor in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 37643 Bar Harbor has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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