Lake County property record for 37640 Bar Harbor, Willoughby, OH 44094
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 1994 |
| Lot Size | 0.366 acres (15,956 sqft) |
| Owner | Company Name on Record |
| Last Sale | $271,500 (Oct 2025) |
| Tax Bill | $3,540 (2024) |
| Deeds & Mortgages | Oct 2025 Sale Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-043-A-00-140-0 |
| Primary APN | 27-B-043-A-00-140-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,458 sqft Living Area |
| 1st Floor Area | 612 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,956 sqft |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 136 |
|---|---|
| Street Address | 37640 BAR HBR |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-6401 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 115 GORE TRACT |
| Legal Subdivision | SMUGLERS COVE CONDOMINIUM |
| Legal Lot Number | 11 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 201600 |
Source: Lake County records, as of October 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6774 SOUHEAT BUNKER HILL DRIVE, HOBE SOUND, FL 33455 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 15, 2025 | Warranty Deed, Transfer FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC |
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Jul 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on Record |
| Deed Sale | Oct 15, 2025 · Amount on Record |
| Prior Sale | Jul 27, 2018 · Amount on Record |
| Deed Document Number | 2025R022915 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Oct 15, 2025 |
| Property Address | 37640 BAR HBR, WILLOUGHBY, OH 44094-6401 |
| Document Number | 0000022915 |
| Map Reference | MB 21 PG 36 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 2025R022915 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8298 CLYDESDALE DR, MENTOR, OH 44060-7810 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6774 SOUHEAT BUNKER HILL DRIVE, HOBE SOUND, FL 33455 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 37640 BAR HBR, WILLOUGHBY, OH 44094-6401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000033152 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021R033152 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 37640 BAR HBR # BL-3, BL-3, WILLOUGHBY, OH 44094-6401 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014413 |
|---|---|
| Date | Jun 5, 2017 |
| Instrument | 2017R014413 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | May 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 27, 2018 |
| Property Address | 37640 BAR HBR # BL-3, BL-3, WILLOUGHBY, OH 44094-6401 |
| Document Number | 0000018812 |
| Map Reference | MB21 PG36 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 2018R018812 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 37640 BAR HARBOUR, WILLOUGHBY, OH 44094-6401 |
| Document Number | 0000018813 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 2018R018813 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2038 |
Source: Lake County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,540.00 (-27.56%) Homeowner's exemption | $64,840 (+25.61%) Land $15,120 Building $49,720 | $185,250 (+25.61%) Land $43,200 Building $142,050 |
| 2023 | $4,887.00 (+53.68%) Homeowner's exemption | $51,620 (-) Land $12,080 Building $39,540 | |
| 2022 | $3,180.00 Homeowner's exemption | $51,620 Land $12,080 Building $39,540 | |
| 2021 | $147,480 Land $34,500 Building $112,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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