3764 E Indigo Bay Ct, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3764 E Indigo Bay Ct, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,093 sqft · built 1998
Lot Size	0.218 acres (9,483 sqft)
Owner	2 Individual Names on Record
Last Sale	$869,500 (Aug 2023)
Tax Bill	$2,825 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-07-823`

Property Details

APN / Parcel Number

Primary APN	`304-07-823`
Alternative APN	`304078234`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,093 sqft Living Area
Gross Area	3,261 sqft
1st Floor Area	1,507 sqft
2nd Floor Area	1,586 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,483 sqft (0.218 acres)
View / Lot	Greenbelt
Parking Spaces	3 Parking Spaces
Pool Area	429 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3764 E INDIGO BAY CT
City	GILBERT
State	AZ
Zip	85234-0030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	HIGHLAND GROVES AMENDED MCR 468-08
Legal Range	6E
Legal Township	1S
Legal Section	2
Legal Subdivision	HIGHLAND GROVES AMENDED
Legal Lot Number	75
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1004
Census Tract	422621

Owner

Source: Maricopa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3764 E INDIGO BAY CT, GILBERT, AZ 85234-0030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit NORTHROP GRUMMAN FCU
Aug 25, 2023	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Prior Sale	Dec 21, 1998 · Amount on Record
Deed Document Number	2023446899
Prior Transfer Date	Mar 7, 2013
Prior Transfer Doc	0000602477
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3764 E INDIGO BAY CT, GILBERT, AZ 85234-0030
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3764 E INDIGO BAY CT, GILBERT, AZ 85234-0030

Mortgage

Document Number	0000554212
Date	Sep 25, 2025
Instrument	20250554212

Lender

Name	NORTHROP GRUMMAN FCU
Type	Credit Union
Address	GARDENA, CA 90248

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 23, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 25, 2023
Property Address	3764 E INDIGO BAY CT, GILBERT, AZ 85234-0030
Document Number	0000446899
Map Reference	MB 468 PG 8
Instrument Date	Aug 21, 2023
Instrument	20230446899
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	ARIZONA RESEARCH AND TITLE AGENCY, ARIZONA BROKERS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3764 E INDIGO BAY CT, GILBERT, AZ 85234-0030

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3764 E INDIGO BAY CT, GILBERT, AZ 85234-0030

Mortgage

Document Number	0000446900
Date	Aug 25, 2023
Instrument	20230446900

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3764 E INDIGO BAY CT, GILBERT, AZ 85234-0030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000571878
Date	Jun 29, 2020
Instrument	20200571878

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,310 (+68.85%)	$613,100 (+7.22%) Land $122,600 Building $490,500
2025	$2,825.00 (+3.22%)	$36,311 (-40.08%)	$571,800 (-5.64%) Land $114,300 Building $457,500
2024		$60,600 (+19.76%)	$606,000 (+19.76%) Land $121,200 Building $484,800
2023	$2,737.00 (+3.13%)	$50,600 Land $10,120 Building $40,480	$506,000 Land $101,200 Building $404,800
2022	$2,654.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

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