3739 E Indigo Bay Ct, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3739 E Indigo Bay Ct, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,549 sqft · built 1998
Lot Size	0.263 acres (11,443 sqft)
Owner	Individual Name on Record
Last Sale	$315,264 (Oct 2016)
Tax Bill	$2,945 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-07-840`

Property Details

APN / Parcel Number

Primary APN	`304-07-840`
Alternative APN	`304078405`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,549 sqft Living Area
Gross Area	3,738 sqft
1st Floor Area	1,981 sqft
2nd Floor Area	1,568 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	11,443 sqft (0.263 acres)
Parking Spaces	3 Parking Spaces
Pool Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3739 E INDIGO BAY CT
City	GILBERT
State	AZ
Zip	85234-0031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	HIGHLAND GROVES AMENDED MCR 468-08
Legal Range	6E
Legal Township	1S
Legal Section	2
Legal Subdivision	HIGHLAND GROVES AMENDED
Legal Lot Number	92
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1004
Census Tract	422621

Owner

Source: Maricopa County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3739 E INDIGO BAY CT, GILBERT, AZ 85234-0031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 31, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2016 · Amount on Record
Deed Sale	Oct 11, 2016 · Amount on Record
Prior Sale	Mar 25, 2014 · Amount on Record
Deed Document Number	2016745791
Last Transfer Date	Aug 12, 2021
Transfer Doc	0000946724
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3739 E INDIGO BAY CT, GILBERT, AZ 85234-0031
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3739 E INDIGO BAY CT, GILBERT, AZ 85234-0031

Mortgage

Document Number	0001048109
Date	Oct 29, 2020
Instrument	20201048109

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 31, 2021
Property Address	3739 E INDIGO BAY CT, GILBERT, AZ 85234-0031
Document Number	0000946724
Map Reference	MB 468 PG 8
Instrument Date	Aug 12, 2021
Instrument	20210946724
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	ATLAS TITLE AGENCY/NC, ATLAS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3739 E INDIGO BAY CT, GILBERT, AZ 85234-0031

Mortgage

Document Number	0000946725
Date	Aug 31, 2021
Instrument	20210946725

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,160 (+77.78%)	$671,600 (+7.58%) Land $134,300 Building $537,300
2025	$2,945.00 (+3.19%)	$37,778 (-42.8%)	$624,300 (-5.48%) Land $124,800 Building $499,500
2024		$66,050	$660,500 Land $132,100 Building $528,400
2023	$2,854.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

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