3764 Confluence Dr, Hilliard, OH 43026 Property Records

Franklin County property record for 3764 Confluence Dr, Hilliard, OH 43026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,756 sqft · built 1995
Lot Size	0.249 acres (10,863 sqft)
Owner	Individual Name on File
Last Sale	$332,000 (Jun 2017)
Tax Bill	$10,317 (2024)
Deeds & Mortgages	Jul 2021 Line of Credit Sep 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`050-006624`

Property Details

APN / Parcel Number

Primary APN	`050-006624`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,756 sqft Living Area
1st Floor Area	1,047 sqft
2nd Floor Area	304 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Colonial
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	10,863 sqft (0.249 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3764 CONFLUENCE DR
City	HILLIARD
State	OH
Zip	43026-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0000 AMERINE LANE RIVER CROSSING LOT 52
Legal Subdivision	RIVER CROSSING
Legal Lot Number	52
Jurisdiction	FRANKLIN OH
Township / Civil Division	NORWICH
Census Block Group	1
Census Block	1012
Census Tract	7964

Owner

3764 Confluence Dr is owned and occupied by an individual who acquired it in January 2018.

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3764 CONFLUENCE DR, HILLIARD, OH 43026-2610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Sep 10, 2024	Deed of Trust, Mortgage · Line of Credit FIRST SAVINGS BANK
Feb 6, 2018	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Jan 18, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CIVISTA BANK
Jun 27, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2017 · Amount on File
Deed Sale	Jun 27, 2017 · Amount on File
Prior Sale	Jun 27, 2017
Deed Document Number	0000087227
Last Transfer Date	Jan 18, 2018
Transfer Doc	0000007331
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	3764 CONFLUENCE DR, HILLIARD, OH 43026-2610
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3764 CONFLUENCE DR, HILLIARD, OH 43026-2610

Mortgage

Document Number	0000115417
Date	Jul 1, 2021
Instrument	202107010115417

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	3764 CONFLUENCE DR, HILLIARD, OH 43026-2610
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	COBB TITLE GROUP LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092426
Date	Sep 10, 2024
Instrument	202409100092426

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	JEFFERSONVILLE, IN 47130

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	3764 CONFLUENCE DR, HILLIARD, OH 43026-2610
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016318
Date	Feb 6, 2018
Instrument	201802060016318

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 21, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN OH
Recording Date	Jan 18, 2018
Property Address	3764 CONFLUENCE DR, HILLIARD, OH 43026-2610
Document Number	0000007331
Map Reference	MB77 PG45-46
Instrument Date	Jan 10, 2018
Instrument	201801180007331
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3764 CONFLUENCE DR, HILLIARD, OH 43026-2610

Mortgage

Document Number	0000007332
Date	Jan 18, 2018
Instrument	201801180007332

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Jun 27, 2017
Property Address	3764 CONFLUENCE DR, HILLIARD, OH 43026-2610
Document Number	0000087227
Instrument Date	Jun 21, 2017
Instrument	87227
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$332.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3764 CONFLUENCE DR HILLIARD OH 430262610, HILLIARD, OH 43026-2610

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
County Subdivision	Norwich Township
Municipality	Hilliard City
Unified School District	Hilliard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$10,317.00 (+22.47%) Homeowner's exemption	$154,460 (-) Land $49,000 Building $105,460
2023	$8,424.00 (+13.12%) Homeowner's exemption	$154,460 (+42.12%) Land $49,000 Building $105,460	$441,300 Land $140,000 Building $301,300
2022	$7,447.00 Homeowner's exemption	$108,680 Land $24,150 Building $84,530
2020			$310,500 Land $69,000 Building $241,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3764 Confluence Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3764 Confluence Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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