3763 Saddle Dr, Carlsbad, CA 92010 Property Records

San Diego County property record for 3763 Saddle Dr, Carlsbad, CA 92010 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,726 sqft · built 2000
Lot Size0.268 acres (11,655 sqft)
OwnerIndividual Name on File
Last Sale$364,500 (Jan 2000)
Tax Bill$6,818 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jun 2026 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN168-302-20-00

Property Details

APN / Parcel Number

Primary APN168-302-20-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,726 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area11,655 sqft (0.268 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3763 SADDLE DR
CityCARLSBAD
StateCA
Zip92010-6576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 125 TR 012951
Legal SubdivisionCARLSBAD COURT
Legal Tract012951
Legal Block2
Legal Lot Number125
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2001
Census Tract19810

Owner

Source: San Diego County records · APN 168-302-20-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3763 SADDLE DR, CARLSBAD, CA 92010-6576
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU
Jun 10, 2026Grant Deed, Transfer · Line of Credit
SAN DIEGO COUNTY CREDIT UNION
Jun 12, 2018Deed of Trust, Mortgage · ARM
SAN DIEGO COUNTY CU
Jun 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 21, 2000 · Amount on Record
Deed SaleJan 21, 2000 · Amount on Record
Deed Document Number200032792
Last Transfer DateJun 05, 2026
Transfer Doc0000166480
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3763 SADDLE DR, CARLSBAD, CA 92010-6576
Transaction TypeMortgage
Record UpdatedJun 22, 2026
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3763 SADDLE DR, CARLSBAD, CA 92010-6576

Mortgage

Document Number0000521127
DateJul 22, 2021
Instrument2021-0521127
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 10, 2026
Property Address3763 SADDLE DR, CARLSBAD, CA 92010-6576
Document Number0000166480
Instrument DateJun 05, 2026
Instrument2026166480
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyWFG NATIONAL TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3763 SADDLE DR, CARLSBAD, CA 92010-6576

Mortgage

Document Number0000166481,
DateJun 10, 2026
Instrument2026166481
Lender
NameSAN DIEGO COUNTY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 27, 2056
Interest
Rate6.3%
Max Rate-1%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3763 SADDLE DR, CARLSBAD, CA 92010-6576
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000237286
DateJun 12, 2018
Instrument2018-0237286
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateJul 01, 2023
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change5.37%
Index5-Year CMT
Max Rate8.37%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3763 SADDLE DR, CARLSBAD, CA 92010-6576
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000340653
DateJun 29, 2020
Instrument2020-0340653
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateJul 01, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5%
Index1-Year CMT
Max Rate9%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCarlsbad City
Unified School DistrictCarlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$571,294 (+2%) Land $219,473 Building $351,821
2025$6,818.00 (+3.62%) Homeowner's exemption$560,093 (+4.04%) Land $215,170 Building $344,923
2023$6,580.00 (+1.4%) Homeowner's exemption$538,345 Land $206,815 Building $331,530
2022$6,489.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730198102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 49% of the US · above 29% of California
Wildfire LikelihoodAbout 1 in 847 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 305 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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