San Diego County property record for 3747 Saddle Dr, Carlsbad, CA 92010
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,190 sqft · built 2000 |
| Lot Size | 0.226 acres (9,864 sqft) |
| Owner | Company Name on File |
| Last Sale | $386,500 (Jan 2000) |
| Tax Bill | $7,850 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-302-24-00 |
| Primary APN | 168-302-24-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,190 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 9,864 sqft (0.226 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3747 SADDLE DR |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92010-6576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-C |
| Legal Description | LOT 129 TR 012951 |
| Legal Subdivision | CALAVERA HILLS VI |
| Legal Tract | 012951 |
| Legal Block | 2 |
| Legal Lot Number | 129 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 19810 |
3747 Saddle Dr is owned by a company that acquired it in February 2013 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3747 SADDLE DR, CARLSBAD, CA 92010-6576 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2000 · Amount on File |
| Deed Sale | Jan 21, 2000 · Amount on File |
| Deed Document Number | 200033485 |
| Last Transfer Date | Feb 1, 2013 |
| Transfer Doc | 0000084005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3747 SADDLE DR, CARLSBAD, CA 92010-6576 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3747 SADDLE DR, CARLSBAD, CA 92010-6576 |
| Investor | Possibly a Property Investor |
| Document Number | 0000057693 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 2026-0057693 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3747 SADDLE DR, CARLSBAD, CA 92010-6576 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000238563 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 2020-0238563 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2035 |
The 2025 property tax bill for 3747 Saddle Dr was $7,850 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $668,867 (+2%) Land $203,791 Building $465,076 | |
| 2025 | $7,850.00 Homeowner's exemption | $655,753 Land $199,796 Building $455,957 |
| 2023 | $7,571.00 (+1.42%) Homeowner's exemption | $630,291 Land $192,039 Building $438,252 |
| 2022 | $7,465.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3747 Saddle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3747 Saddle Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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