Scott County property record for 3760 Phillips Flats Rd, Oneida, TN 37841
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,705 sqft · built 2001 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $168,386 (Jul 2023) |
| Tax Bill | $1,257 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 076071 01303 |
| Primary APN | 076071 01303 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,705 sqft Living Area |
| 1st Floor Area | 1,705 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 65,776 sqft (1.51 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 2,449 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
| Porch Area | 880 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3760 PHILLIPS FLATS RD |
|---|---|
| City | ONEIDA |
| State | TN |
| Zip | 37841-7215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: H01 |
| Jurisdiction | SCOTT TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 975000 |
3760 Phillips Flats Rd is owned by a company that bought it in July 2023.
Source: Scott County records, as of January 27, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2611 SMITH CREEK RD, ONEIDA, TN 37841-7451 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE |
| Jul 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF ONEIDA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2023 · Amount on File |
| Deed Sale | Jul 12, 2023 · Amount on File |
| Prior Sale | Mar 29, 2016 |
| Deed Document Number | 20231762 |
| Deed Book / Page | 65 / 403 |
| Prior Transfer Date | Jul 1, 2022 |
| Prior Transfer Doc | 0000002346 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT TN |
| Property Address | 3760 PHILLIPS FLATS RD, ONEIDA, TN 37841-7215 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3654 PHILLIPS FLATS RD, ONEIDA, TN 37841-7215 |
| Document Number | 0000000051/0000000707 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 0000000051/0000000707 |
| Instrument | 22001860 |
| Name | AMERICAN FINANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT TN |
| Property Address | 3760 PHILLIPS FLATS RD, ONEIDA, TN 37841-7215 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3654 PHILLIPS FLATS RD, ONEIDA, TN 37841-7215 |
| Document Number | 0000000065/0000000406 |
|---|---|
| Date | Jul 12, 2023 |
| Book Page | 0000000065/0000000406 |
| Instrument | 23001763 |
| Name | FIRST NATIONAL BANK OF ONEIDA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 3760 Phillips Flats Rd was $1,257.
Source: Scott County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,257.00 | $78,500 Land $4,725 Building $73,775 | |
| 2023 | $78,500 (+80.56%) Land $4,725 Building $73,775 | $314,000 (+80.56%) Land $18,900 Building $295,100 | |
| 2022 | $43,475 Land $3,500 Building $39,975 | $173,900 Land $14,000 Building $159,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3760 Phillips Flats Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3760 Phillips Flats Rd is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 98.8% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA WATER AND SEWER COMMISSION serves 11,600 people · EPA ID TN0000532 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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