3654 Phillips Flats Rd, Oneida, TN 37841 Property Records

Scott County property record for 3654 Phillips Flats Rd, Oneida, TN 37841

Property Summary

Property Type	Rural Home
Details	1 ba · 1,512 sqft · built 1987
Lot Size	34.5 acres (1,504,998 sqft)
Owner	2 Company Names on File
Tax Bill	$840 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`076071 01301`

Property Details

APN / Parcel Number

Primary APN	`076071 01301`
Alternative APN	`071 01301`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,504,998 sqft (34.5 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	840 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	908 sqft
Shed	1 Shed
Shed Area	560 sqft
Pole Barn	1,152 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Street Address	3654 PHILLIPS FLATS RD
City	ONEIDA
State	TN
Zip	37841-7215
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BK D PG 15 CC 8445 GREENBELT 166/18
Jurisdiction	SCOTT TN
Township / Civil Division	3
Census Block Group	2
Census Block	2043
Census Tract	975000

Owner

3654 Phillips Flats Rd, a rural home, is owned by a company that acquired it in March 2016.

Source: Scott County records, as of March 9, 2026

Owner of Record	2 Company Names on File
Mailing Address	2611 SMITH CREEK RD, ONEIDA, TN 37841-7451
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF ONEIDA
Jul 12, 2023	Warranty Deed, Transfer
Jan 18, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 8, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2016
Deed Sale	Mar 29, 2016
Prior Sale	Jun 24, 1987 · Amount on File
Deed Book / Page	294 / 766
Transfer Doc	0294000766
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	3654 PHILLIPS FLATS RD, ONEIDA, TN 37841-7215
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 PHILLIPS FLATS RD, ONEIDA, TN 37841-7215

Mortgage

Document Number	0000000075/0000000742
Date	Apr 5, 2024
Book Page	0000000075/0000000742
Instrument	24000772

Lender

Name	FIRST NATIONAL BANK OF ONEIDA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2034

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	Jul 12, 2023
Property Address	3654 PHILLIPS FLATS RD, ONEIDA, TN 37841-7215
Document Number	000065/403
Book / Page	65 / 403
Instrument Date	Jun 29, 2023
Instrument	23001762
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3760 PHILLIPS FLATS RD, ONEIDA, TN 37841-7215

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTT TN
Recording Date	Jan 18, 2023
Property Address	3654 PHILLIPS FLATS RD, ONEIDA, TN 37841-7215
Document Number	000058/376
Book / Page	58 / 376
Instrument Date	Jan 13, 2023
Instrument	23000142
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 PHILLIPS FLATS RD, ONEIDA, TN 37841-7215

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTT TN
Recording Date	Sep 8, 2022
Property Address	3654 PHILLIPS FLATS RD, ONEIDA, TN 37841-7215
Document Number	000053/787
Book / Page	53 / 787
Instrument Date	Jul 1, 2022
Instrument	22002346
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3760 PHILLIPS FLATS RD, ONEIDA, TN 37841-7215

Tax Assessment & Valuation

The 2025 property tax bill for 3654 Phillips Flats Rd was $840.

Source: Scott County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$840.00 Additional exemption filed	$52,475 Land $13,100 Building $39,375
2023		$52,475 Land $13,100 Building $39,375	$388,100 Land $230,600 Building $157,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3654 Phillips Flats Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3654 Phillips Flats Rd is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 98.8% of Tennessee
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA WATER AND SEWER COMMISSION serves 11,600 people · EPA ID TN0000532
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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