St. Charles County property record for 376 Sturbridge Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,284 sqft · built 2017 |
| Lot Size | 0.163 acres (7,083 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Oct 2024) |
| Tax Bill | $8,471 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T160800063 |
| Primary APN | T160800063 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,284 sqft Living Area |
| Gross Area | 6,402 sqft |
| 1st Floor Area | 2,858 sqft |
| Basement Area | 2,851 sqft |
| Finished Basement | 1,426 sqft |
| Unfinished Basement | 1,425 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Lot Area | 7,083 sqft (0.163 acres) |
| Garage Type | Attached |
| Garage Area | 693 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T160800063 |
|---|---|
| Street Address | 376 STURBRIDGE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ESTS OF TALBRIDGE #2 LOT 33 (INCLUDES T160800064 SPLIT BY SCHOOL DIST) |
| Legal Subdivision | ESTS AT TALBRIDGE #2 |
| Legal Lot Number | 33 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 311003 |
376 Sturbridge Dr is owned and occupied by two individuals who bought it in October 2024.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 376 STURBRIDGE DR, SAINT CHARLES, MO 63303-1609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2020 | Deed of Trust, Mortgage DELMAR FIN'L |
| Nov 29, 2017 | Warranty Deed, Subdivision Related Transfer F&B ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on File |
| Deed Sale | Oct 31, 2024 · Amount on File |
| Prior Sale | Aug 2, 2022 |
| Deed Document Number | 202445535 |
| Prior Transfer Date | Oct 1, 2024 |
| Prior Transfer Doc | 0000045535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 376 STURBRIDGE DR, SAINT CHARLES, MO 63303-1609 |
| Document Number | 0073131173 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 376 STURBRIDGE DR ST CHARLES MO 633031609, ST CHARLES, MO 63303-1609 |
| Document Number | 0073131173 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 007313/001173 |
| Instrument | 376450 |
| Name | DELMAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 4, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 29, 2017 |
| Property Address | 376 STURBRIDGE DR, SAINT CHARLES, MO 63303-1609 |
| Document Number | 0068451249 |
| Book / Page | 006845 / 001249 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 739140 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | NETCO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 376 STURBRIDGE DR ST CHARLES MO 633031609, ST CHARLES, MO 63303-1609 |
| Document Number | 68451251 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 006845/001251 |
| Instrument | 739150 |
| Name | F&B ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63131 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 28, 2047 |
The 2025 property tax bill for 376 Sturbridge Dr was $8,471.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,734 (+5.73%) | $756,496 (+5.73%) Land $70,716 Building $685,780 | |
| 2025 | $8,471.00 | $135,939 | $715,471 Land $70,716 Building $644,755 |
| 2023 | $122,395 | ||
| 2022 | $644,186 Land $45,000 Building $599,186 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 376 Sturbridge Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (2003–2022) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 376 Sturbridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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