St. Charles County property record for 368 Sturbridge Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,748 sqft · built 2017 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Mar 2022) |
| Tax Bill | $8,867 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | T160800061 |
| Primary APN | T160800061 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,748 sqft Living Area |
| Gross Area | 6,204 sqft |
| 1st Floor Area | 2,728 sqft |
| Basement Area | 2,728 sqft |
| Finished Basement | 1,020 sqft |
| Unfinished Basement | 1,708 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 11,252 sqft (0.258 acres) |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T160800061 |
|---|---|
| Street Address | 368 STURBRIDGE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ESTS OF TALBRIDGE #2 LOT 31 |
| Legal Subdivision | ESTS AT TALBRIDGE #2 |
| Legal Lot Number | 31 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 311003 |
368 Sturbridge Dr is owned and occupied by an individual who bought it in March 2022.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 368 STURBRIDGE DR, SAINT CHARLES, MO 63303-1609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Aug 30, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2022 · Amount on File |
| Deed Sale | Mar 7, 2022 · Amount on File |
| Prior Sale | May 20, 2020 · Amount on File |
| Deed Document Number | 202213183 |
| Prior Transfer Date | Sep 2, 2020 |
| Prior Transfer Doc | 0000064479 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 7, 2022 |
| Property Address | 368 STURBRIDGE DR, SAINT CHARLES, MO 63303-1609 |
| Document Number | 0000013183 |
| Map Reference | MB 48 PG 177 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 2022R-013183 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | NOT AVAILABLE, UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 368 STURBRIDGE DR, SAINT CHARLES, MO 63303-1609 |
| Name | Verified Name |
|---|---|
| Address | 368 STURBRIDGE DR, SAINT CHARLES, MO 63303-1609 |
| Investor | Possibly a Property Investor |
| Document Number | 0000013184 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 2022R-013184 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 30, 2019 |
| Property Address | 368 STURBRIDGE DR, SAINT CHARLES, MO 63303-1609 |
| Document Number | 0071331758 |
| Book / Page | 007133 / 001758 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 466800 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 368 Sturbridge Dr was $8,867, up 11.9% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,317 (-) | $749,037 (-) Land $141,428 Building $607,609 | |
| 2025 | $8,867.00 (+11.93%) | $142,317 | $749,037 Land $141,428 Building $607,609 |
| 2024 | $7,922.00 | ||
| 2023 | $124,131 | ||
| 2022 | $653,322 Land $90,000 Building $563,322 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 368 Sturbridge Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (2003–2022) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 368 Sturbridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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