376 High St, Richmond, KY 40475 Property Records

Madison County property record for 376 High St, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,643 sqft
Lot Size	0.33 acres (14,400 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Mar 2019)
Tax Bill	$1,952 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R006-0003-0007`

Property Details

APN / Parcel Number

Primary APN	`R006-0003-0007`
Alternative APNs	`107913` `145243` `75408`

Interior

Stories	2 Stories
Building Area	2,643 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	14,400 sqft (0.33 acres)
Lot Dimensions	240 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	75408
Street Address	376 HIGH ST
City	RICHMOND
State	KY
Zip	40475-1361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2
Legal Lot Number	2
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2000
Census Tract	10601

Owner

376 High St is owned and occupied by an individual who bought it in March 2019.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	376 HIGH ST, RICHMOND, KY 40475-1361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 13, 2019	Deed, Transfer · FHA Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2019 · Amount on File
Deed Sale	Mar 13, 2019 · Amount on File
Deed Document Number	2013989545
Deed Book / Page	D00771 / 024
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	376 HIGH ST, RICHMOND, KY 40475-1361
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	JETT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2034/352
Date	Mar 19, 2021
Book Page	M2034/352
Instrument	2014031740

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 13, 2019
Property Address	376 HIGH ST, RICHMOND, KY 40475-1361
Document Number	D00771/024
Book / Page	D00771 / 024
Instrument Date	Mar 11, 2019
Instrument	2013989545
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2061 GREENTREE DR, 2061, RICHMOND, KY 40475-9625

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	376 HIGH ST, RICHMOND, KY 40475-1361

Mortgage

Document Number	2013989546
Date	Mar 13, 2019
Instrument	2013989546

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 376 High St was $1,952 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,952.00 Additional exemption filed	$207,000	$207,000
2023	$1,940.00 (-0.31%)	$200,000 (-)	$200,000 (-)
2022	$1,946.00	$200,000	$200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 376 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 units insured incl. 5 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 376 High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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