341 High St, Richmond, KY 40475 Property Records

Madison County property record for 341 High St, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,498 sqft
Owner	Company Name on File
Last Sale	$243,000 (Mar 2026)
Tax Bill	$1,886 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Mar 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R006-0009-0031`

Property Details

APN / Parcel Number

Primary APN	`R006-0009-0031`
Alternative APNs	`116329` `79409` `45706`

Interior

Stories	2 Stories
Building Area	2,498 sqft Living Area

Exterior

Exterior Material	Brick/Stone

Location & Zoning

Account Number	45706
Street Address	341 HIGH ST
City	RICHMOND
State	KY
Zip	40475-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESC
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2012
Census Tract	10602

Owner

341 High St is owned by a company that bought it in March 2026 and is owner-occupied.

Source: Madison County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Co-owner	Co-owner on File
Mailing Address	759 BEND RD, WACO, KY 40385-9760
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2025	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK RUSSELL SPRINGS
Mar 2, 2026	Deed, Transfer · Commercial Mortgage 1ST TRUST BANK INC
Jun 23, 2022	Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK RUSSELL SPRINGS
May 17, 2022	Deed, Transfer
Dec 12, 2017	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Prior Sale	Jun 23, 2022 · Amount on File
Deed Document Number	2014322882
Deed Book / Page	D879 / 720
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	341 HIGH ST, RICHMOND, KY 40475-1343
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2374/494
Date	Apr 28, 2025
Book Page	M2374/494
Instrument	2014257321

Lender

Name	FIRST NATIONAL BANK RUSSELL SPRINGS
Type	Bank
Address	RUSSELL SPRINGS, KY 42642

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 25, 2045

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 2, 2026
Property Address	341 HIGH ST, RICHMOND, KY 40475-1343
Document Number	00D879/720
Book / Page	D879 / 720
Instrument Date	Mar 2, 2026
Instrument	2014322882
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2710 PINE GROVE RD, PARIS, KY 40361-9002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	759 BEND RD, WACO, KY 40385-9760

Mortgage

Document Number	2014322883
Date	Mar 2, 2026
Instrument	2014322883

Lender

Name	1ST TRUST BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 2, 2051

Interest

Rate Type	Adjustable Rate

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 23, 2022
Property Address	341 HIGH ST, RICHMOND, KY 40475-1343
Document Number	00D825/182
Book / Page	D825 / 182
Instrument Date	Jun 14, 2022
Instrument	2014097382
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 NORTH ST, 306, RICHMOND, KY 40475-1884

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 NORTHGATE DR, RICHMOND, KY 40475

Mortgage

Document Number	2014097383
Date	Jun 23, 2022
Instrument	2014097383

Lender

Name	FIRST NATIONAL BANK RUSSELL SPRINGS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	246 Months
Due	Dec 14, 2042

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 17, 2022
Property Address	341 HIGH ST, RICHMOND, KY 40475-1343
Document Number	00D823/329
Book / Page	D823 / 329
Instrument Date	May 15, 2022
Instrument	2014092232
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15900 AMIS CT, 15900, AUSTIN, TX 78734-2650

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	306 NORTH ST STE A, A, RICHMOND, KY 40475-1885

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 12, 2017
Property Address	341 HIGH ST, RICHMOND, KY 40475-1343
Document Number	D00753/567
Book / Page	D00753 / 567
Instrument Date	Dec 8, 2017
Instrument	2013968989
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 E BROADWAY AVE, 112, RICHMOND, KY 40475-1534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15900 AMIS CT, AUSTIN, TX 78734-2650

Mortgage

Document Number	2013968990
Date	Dec 12, 2017
Instrument	2013968990

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 341 High St was $1,886 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,886.00 Additional exemption filed	$200,000	$200,000
2023	$1,940.00 (+61.94%)	$200,000 (+62.34%)	$200,000 (+62.34%)
2022	$1,198.00	$123,200	$123,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 341 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 341 High St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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