Hamilton County property record for 376 Harper St, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,388 sqft · built 2014 |
| Lot Size | 0.114 acres (4,991 sqft) |
| Owner | Individual Name on File |
| Last Sale | $307,800 (Feb 2015) |
| Tax Bill | $2,934 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135C S 020.01 |
| Primary APN | 135C S 020.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,388 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,991 sqft (0.114 acres) |
| Lot Dimensions | 149 ft deep x 33.3 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000165160 |
|---|---|
| Old Parcel Number | 135C S 02001 |
| Street Address | 376 HARPER ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3883 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 25A REV TO MANNINGS SUB HILL CITY PB93 PG17 OUT OF 135C-S-20 & 21 FOR 2010 |
| Legal Subdivision | TO MANNINGS SUB |
| Legal Lot Number | 25A |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
376 Harper St is owned and occupied by an individual who acquired it in March 2025.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 376 HARPER ST, CHATTANOOGA, TN 37405-3883 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK |
| Mar 14, 2025 | Intrafamily Transfer, Transfer |
| Mar 14, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2015 · Amount on File |
| Deed Sale | Feb 9, 2015 · Amount on File |
| Prior Sale | Mar 14, 2025 |
| Deed Document Number | 38 |
| Deed Book / Page | 10396 / 668 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 376 HARPER ST, CHATTANOOGA, TN 37405-3883 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | OWNER'S TITLE INSURANCE, JONES TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0000000291 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 12665/722 |
| Instrument | 2021092400291 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 14, 2025 |
| Property Address | 376 HARPER ST, CHATTANOOGA, TN 37405-3883 |
| Document Number | 0000000051 |
| Book / Page | 13861 / 754 |
| Map Reference | MB 60 PG 97 |
| Instrument Date | Mar 14, 2025 |
| Instrument | 2025031400051 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 376 HARPER ST, CHATTANOOGA, TN 37405-3883 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 14, 2025 |
| Property Address | 376 HARPER ST, CHATTANOOGA, TN 37405-3883 |
| Document Number | 0000000050 |
| Book / Page | 13861 / 747 |
| Map Reference | MB 1125 PG 138 |
| Instrument Date | Mar 14, 2025 |
| Instrument | 2025031400050 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 376 HARPER ST, CHATTANOOGA, TN 37405-3883 |
The 2025 property tax bill for 376 Harper St was $2,934, down 8.8% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,934.00 (-8.83%) | $193,575 (+34.57%) | $774,300 (+34.57%) Land $125,000 Building $649,300 |
| 2024 | $3,218.00 | $143,850 (-) | $575,400 (-) Land $70,000 Building $505,400 |
| 2023 | $3,218.00 | $143,850 (-) | $575,400 (-) Land $70,000 Building $505,400 |
| 2022 | $3,218.00 | $143,850 | $575,400 Land $70,000 Building $505,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 376 Harper St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 376 Harper St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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