370 Harper St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 370 Harper St, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,032 sqft · built 2014
Lot Size	0.114 acres (4,991 sqft)
Owner	Individual Name on File
Last Sale	$599,000 (Jul 2024)
Tax Bill	$2,475 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135C S 020`

Property Details

APN / Parcel Number

Primary APN	`135C S 020`
Alternative APN	`0000059064`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,032 sqft Living Area

Exterior

Year Built	Built 2014
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,991 sqft (0.114 acres)
Lot Dimensions	149 ft deep x 33.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000059064
Street Address	370 HARPER ST
City	CHATTANOOGA
State	TN
Zip	37405-3883
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 25 BLK 1 REV TO MANNINGS SUB HILL CITY PB1 PG11 REV 93-17
Legal Subdivision	MANNING ADDN
Legal Block	1
Legal Lot Number	25
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1030
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

370 Harper St is owned and occupied by an individual who bought it in July 2024.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	370 HARPER ST, CHATTANOOGA, TN 37405-3883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2024 · Amount on File
Deed Sale	Jul 5, 2024 · Amount on File
Prior Sale	Apr 8, 2015 · Amount on File
Deed Document Number	2024070500083
Deed Book / Page	13641 / 633
Record Updated	Jun 8, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 5, 2024
Property Address	370 HARPER ST, CHATTANOOGA, TN 37405-3883
Document Number	0000000083
Book / Page	13641 / 633
Map Reference	MB 93 PG 17
Instrument Date	Jun 28, 2024
Instrument	2024070500083
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	APL WARRANTY TITLE LLC, WARRANTY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,216.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 HARPER ST, CHATTANOOGA, TN 37405-3883

Mortgage

Document Number	0000000084
Date	Jul 5, 2024
Instrument	2024070500084

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 370 Harper St was $2,475, down 12% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,475.00 (-11.98%)	$163,350 (+29.93%)	$653,400 (+29.93%) Land $125,000 Building $528,400
2024	$2,812.00	$125,725 (-)	$502,900 (-) Land $70,000 Building $432,900
2023	$2,812.00	$125,725 (-)	$502,900 (-) Land $70,000 Building $432,900
2022	$2,812.00	$125,725	$502,900 Land $70,000 Building $432,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 370 Harper St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	8 (1978–2009)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 370 Harper St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20