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376 97th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 376 97th St Ocean, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,030 sqft · built 1989
Lot Size0.166 acres (7,223 sqft)
Owner2 Individual Names on File
Tax Bill$6,438 (2025)
Deeds & MortgagesJul 2026 Sale
Jul 2026 Transfer
Flood ZoneZone AE (high risk)
APN00351890-000000

Property Details

APN / Parcel Number

Primary APN00351890-000000
Alternative APNs
  • 06663300351890000000
  • 1429597

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,030 sqft Living Area
Gross Area2,870 sqft
1st Floor Area1,260 sqft
Basement Area420 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialMetal
Lot Area7,223 sqft (0.166 acres)
View / LotCanal
Garage TypeAttached
Garage Area840 sqft

Exterior Amenities

PorchFlorida Room
Porch Area1,124 sqft
Deck Area896 sqft
Patio Area944 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1429597
Street Address376 97TH STREET OCEAN
CityMARATHON
StateFL
Zip33050-3376
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLT 27 OVERSEAS ESTATES KEY VACA PB5-27 OR544-1051 OR2751-752/63
Legal Range33E
Legal Township66S
Legal Section06
Legal SubdivisionOVERSEAS ESTATES
Legal Lot Number27
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1010
Census Tract971100

Owner

376 97th St Ocean is owned by two individuals who acquired it in May 2026.

Source: Monroe County records, as of August 3, 2026

Owner of Record2 Individual Names on File
Mailing Address36526 N THRILL HILL RD, EUSTIS, FL 32736-9093
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 23, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 19, 2026
Transfer Doc0002553041
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 23, 2026
Property Address376 97TH STREET OCEAN, MARATHON, FL 33050-3376
Document Number0002553042
Book / Page3393 / 1288
Instrument DateMay 19, 2026
Instrument20262553042
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address36526 N THRILL HILL RD, EUSTIS, FL 32736-9093

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJul 23, 2026
Property Address376 97TH STREET OCEAN, MARATHON, FL 33050-3376
Document Number0002553041
Book / Page3393 / 1286
Instrument DateMay 19, 2026
Instrument20262553041
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address36526 N THRILL HILL RD, EUSTIS, FL 32736-9093

Tax Assessment & Valuation

The 2025 property tax bill for 376 97th St Ocean was $6,438, down 3.5% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,438.00 (-3.49%)$849,627 Land $510,102 Building $339,525$849,627 Land $510,102 Building $339,525
2024$6,671.00 (+4.86%)
2023$6,362.00 (+15.4%)$933,983 (+54.13%) Land $629,755 Building $304,228$933,983 (+54.13%) Land $629,755 Building $304,228
2022$5,513.00$605,983 Land $360,220 Building $245,763$605,983 Land $360,220 Building $245,763

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 376 97th St Ocean in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 569 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies748 units insured
incl. 179 condo units
Nearby Flood Claims1,492 (1978–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 472 claims
  • Hurricane Wilma, Oct 2005 · 269 claims
  • Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 376 97th St Ocean has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications.

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