3755 Broad St, Clyde, NC 28721 Property Records

Haywood County property record for 3755 Broad St, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 648 sqft · built 1940
Lot Size	0.905 acres (39,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jul 2026)
Tax Bill	$379 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2020 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`8637-91-0587`

Property Details

APN / Parcel Number

Primary APN	`8637-91-0587`
Alternative APN	`261155`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	648 sqft Heated Area
Gross Area	1,584 sqft
1st Floor Area	648 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	39,422 sqft (0.905 acres)
Porch	Slab
Balcony Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	261155
Street Address	3755 BROAD ST
City	CLYDE
State	NC
Zip	28721-6808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	PT #78-79 OSBORNE ADDITION
Legal Subdivision	OSBORNE ADDITION
Legal Unit	78
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2000
Census Tract	920502

Owner

Source: Haywood County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3755 BROAD ST, CLYDE, NC 28721-6808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE
Feb 24, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 10, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 5, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Feb 24, 2020 · Amount on Record
Deed Document Number	20265930
Deed Book / Page	1156 / 2291
Prior Transfer Date	Jul 1, 2019
Prior Transfer Doc	0009760847
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jul 13, 2026
Property Address	3755 BROAD ST, CLYDE, NC 28721-6808
Document Number	0000005930
Book / Page	1156 / 2291
Instrument Date	Jul 10, 2026
Instrument	20265930
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	24 HOURS OF CLOSING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$55,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3755 BROAD ST, CLYDE, NC 28721-6808

Mortgage

Document Number	0000005931,
Date	Jul 13, 2026
Instrument	20265931

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000005932,
Date	Jul 13, 2026
Book Page	1156/2310
Instrument	20265932

Lender

Name	HOUSING FINANCE AGENCY NC

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Feb 24, 2020
Property Address	3755 BROAD ST, CLYDE, NC 28721-6808
Document Number	0009912427
Book / Page	000991 / 002427
Instrument Date	Feb 24, 2020
Instrument	1720
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3755 BROAD ST CLYDE NC 287216808, CLYDE, NC 28721-6808

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 10, 2019
Property Address	3755 BROAD ST, CLYDE, NC 28721-6808
Document Number	0009802147
Book / Page	000980 / 002147
Instrument Date	Aug 28, 2019
Instrument	8145
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$192.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	119 N SALISBURY ST RALEIGH NC 276031739, RALEIGH, NC 27603-1739
Investor	Possibly a Property Investor

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jul 5, 2019
Property Address	3755 BROAD ST, CLYDE, NC 28721-6808
Document Number	0009760847
Book / Page	000976 / 000847
Instrument Date	Jul 1, 2019
Instrument	5798
Transaction Type	Foreclosure
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.93
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 25279 RALEIGH NC 276115279, RALEIGH, NC 27611-5279

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Clyde Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,000 (+192.81%) Land $20,700 Building $150,300
2025	$379.00	$58,400 (-65.85%) Land $20,700 Building $37,700	$171,000 (-) Land $20,700 Building $150,300
2023		$171,000 Land $20,700 Building $150,300	$171,000 (-) Land $20,700 Building $150,300
2021			$171,000 Land $20,700 Building $150,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	38 (2004–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 22 claims Remnants Of Tropical Storm Fred, Aug 2021 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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