Haywood County property record for 3678 Broad St, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 2005 |
| Lot Size | 0.292 acres (12,733 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Nov 2022) |
| Tax Bill | $775 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 8637-81-5579 |
| Primary APN | 8637-81-5579 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,260 sqft Heated Area |
| Gross Area | 1,608 sqft |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 12,733 sqft (0.292 acres) |
| Garage Area | 280 sqft |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 276124 |
|---|---|
| Street Address | 3678 BROAD ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-6807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | 3678 BROAD ST |
| Legal Subdivision | J W SEAVER |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 920502 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3678 BROAD ST, CLYDE, NC 28721-6807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Sep 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU |
| Feb 21, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2022 · Amount on Record |
| Deed Sale | Nov 28, 2022 · Amount on Record |
| Prior Sale | Mar 10, 1997 |
| Deed Document Number | 202212282 |
| Deed Book / Page | 1076 / 1625 |
| Prior Transfer Date | Feb 19, 2019 |
| Prior Transfer Doc | 0009680510 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Nov 28, 2022 |
| Property Address | 3678 BROAD ST, CLYDE, NC 28721-6807 |
| Document Number | 0010761625 |
| Book / Page | 1076 / 1625 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 2022012282 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3678 BROAD ST, CLYDE, NC 28721-6807 |
| Document Number | 0010761628 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 1076-1628 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 3678 BROAD ST, CLYDE, NC 28721-6807 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0010411357 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 1041/1357 |
| Instrument | 2021011123 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Address | CANTON, NC 28716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Feb 21, 2019 |
| Property Address | 3678 BROAD ST, CLYDE, NC 28721-6807 |
| Document Number | 0009680510 |
| Book / Page | 000968 / 000510 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 1429 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Clyde Town |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,400 (+40.57%) Land $15,200 Building $118,200 | ||
| 2025 | $775.00 | $94,900 (-44.7%) Land $15,200 Building $79,700 | $133,400 (-22.26%) Land $15,200 Building $118,200 |
| 2023 | $171,600 Land $15,100 Building $156,500 | $171,600 (-) Land $15,100 Building $156,500 | |
| 2021 | $171,600 Land $15,100 Building $156,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 38 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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